Articles

  • 1 day ago | finder.com | Lacey Stark |Megan B. Shepherd

    Cash advance apps are a handy way to borrow money between paychecks without having to go through a hard credit check. And they’re generally cheaper than payday loans. Dave and EarnIn share many similarities, but each app isn’t suitable for all borrowers. Let’s take a deeper dive and see which one is better.

  • 1 week ago | valuewalk.com | Megan B. Shepherd

    Taking out a business loan can feel like a risk, especially if you are worried about putting your own assets on the line. Or maybe you don’t have the right assets to pledge to back a business loan. But plenty of funding options don’t require you to use assets like your home, savings or other valuables as collateral to get the funding you need for your business. We’ll cover three smart borrowing options that generally don’t require collateral.

  • 1 week ago | finder.com | Lacey Stark |Megan B. Shepherd

    Business lines of credit and credit cards are flexible and renewable forms of funding. But they have different repayment structures, loan terms, borrowing limits and other distinctions. Either one has its place depending on your business needs. In some cases, having both may even be a smart move.

  • 1 week ago | finder.com | Christi Gorbett |Megan B. Shepherd

    Is Gerald cash advance app legit? Gerald is a real company founded in 2018 and backed by Y Combinator, but its reputation is mixed. While it promises fee-free cash advances, many users report issues like delayed transfers, frustrating in-app spending requirements and unresponsive customer support. The Better Business Bureau gives Gerald an F rating, citing numerous unresolved complaints. So, while Gerald isn’t a scam, it’s wise to consider other cash advance options before downloading the app.

  • 1 week ago | finder.com | Lacey Stark |Megan B. Shepherd

    Approximately 3.8% of US business owners have a criminal record, and about 1.5% have a felony on their record, according to a study by RAND, a nonprofit, nonpartisan research group. That adds up to more than a million business owners who were able to keep their company afloat or start a new business, despite past legal issues.

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Megan B. Shepherd
Megan B. Shepherd @MeganBShepherd
8 Jan 24

Business owners, if you need financing now, but are having a hard time meeting minimum requirements for a loan — this one is for you. https://t.co/D6cOKRRnGh

Megan B. Shepherd
Megan B. Shepherd @MeganBShepherd
7 Dec 23

If you’ve found yourself in a mound of debt from the ghost of Christmas past (or present) a debt consolidation loan may help you save on interest and simplify your finances. Here's a round-up of the top debt consolidation loans. https://t.co/SrC12wpMN7

Megan B. Shepherd
Megan B. Shepherd @MeganBShepherd
1 Dec 23

A little holiday fun. According to Finder's analysis, Americans will spend near $5.6 billion, with a B, on Christmas trees this year. And, we've also got the controversial data on real trees vs. fake trees. I'm a fake tree gal, how about you? https://t.co/B6nk61JSCv