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Dec 5, 2024 | 
insidearm.com | David Anthony |Mark J. Furletti |David M. Gettings |Cindy Hanson
On December 3, the Consumer Financial Protection Bureau (CFPB or Bureau) issued a proposed rule for public comment aimed at amending Regulation V, which implements the Fair Credit Reporting Act (FCRA).
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May 16, 2024 | 
jdsupra.com | David Anthony |Noland Butler |Cindy Hanson
In Holden v. Holiday Inn Club Vacations Inc., the U.S. Court of Appeals for the Eleventh Circuit recently upheld a consolidated district court ruling granting summary judgment for the defendant furnisher in two Fair Credit Reporting Act (FCRA) actions centering on whether the consumers’ disputes with the furnisher were actionable.
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May 15, 2024 | 
jdsupra.com | David Anthony |Cindy Hanson |Lori J. Sommerfield
On May 2, the U.S. Department of Housing and Urban Development (HUD) released two sets of guidance addressing the applicability of the Fair Housing Act (FHA) to two areas where, in the agency’s view, algorithmic processes and artificial intelligence (AI) pose particular concerns: tenant screening and advertising of housing opportunities through online platforms that use targeted ads.
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May 9, 2024 | 
insidearm.com | David Anthony |Cindy Hanson |Stefanie Jackman
Recently, the Consumer Financial Protection Bureau (CFPB or Bureau) submitted letters to senators in Connecticut and California supporting their proposals to prohibit medical debt reporting. In Connecticut, Senate Bill 395 aims to prohibit state health care providers from reporting medical debt to consumer reporting agencies (CRAs) for use in a consumer report.
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Apr 24, 2024 | 
jdsupra.com | David Anthony |Cindy Hanson |Stefanie Jackman
Recently, the Consumer Financial Protection Bureau (CFPB or Bureau) submitted letters to senators in Connecticut and California supporting their proposals to prohibit medical debt reporting. In Connecticut, Senate Bill 395 aims to prohibit state health care providers from reporting medical debt to consumer reporting agencies (CRAs) for use in a consumer report.
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Apr 23, 2024 | 
lexblog.com | David Anthony |Cindy Hanson |Stefanie Jackman
Recently, the Consumer Financial Protection Bureau (CFPB or Bureau) submitted letters to senators in Connecticut and California supporting their proposals to prohibit medical debt reporting. In Connecticut, Senate Bill 395 aims to prohibit state health care providers from reporting medical debt to consumer reporting agencies (CRAs) for use in a consumer report.
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Jan 18, 2024 | 
jdsupra.com | David Anthony |Cindy Hanson |James Koenig
Following several years of investigating the common practices in the space, the Federal Trade Commission (FTC) reached its first settlement with a data broker over the alleged collection and sale of location information that could be used to track people's visits to places of worship, reproductive health clinics, and domestic abuse shelters. Under the proposed order announced on January 9, 2024, X-Mode Social, Inc.
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Jan 16, 2024 | 
lexology.com | David Anthony |Cindy Hanson |James Koenig |Ethan G. Ostroff |Kim Phan |Alan D. Wingfield | +1 more
Following several years of investigating the common practices in the space, the Federal Trade Commission (FTC) reached its first settlement with a data broker over the alleged collection and sale of location information that could be used to track people’s visits to places of worship, reproductive health clinics, and domestic abuse shelters. Under the proposed order announced on January 9, 2024, X-Mode Social, Inc.
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Dec 28, 2023 | 
jdsupra.com | David Anthony |David M. Gettings |Cindy Hanson
Should credit reporting agencies (CRAs) be held liable under the Fair Credit Reporting Act (FCRA) for alleged reporting inaccuracies that turn on legal disputes? According to the Second Circuit in a recent decision, the answer is no.
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Oct 10, 2023 | 
insidearm.com | David Anthony |Chris Capurso |Cindy Hanson |Ethan G. Ostroff
On September 28, 2023, the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) (collectively, the agencies) filed an amici curiae brief urging the U.S. Court of Appeals for the Second Circuit to reverse a district court’s decision finding a furnisher’s investigation of a consumer’s dispute and subsequent furnishing of the disputed information to be reasonable under the Fair Credit Reporting Act (FCRA).
