Corazon Gritar

1 week ago | lenpenzo.com | Corazon Gritar |Len Penzo

If you’re like many Gen Zers, you probably suffer from a severe case of FOMO (fear of missing out) because, well … everybody knows YOLO (you only live once). As a result, you might treat yourself to expensive trips, or nights on the town, because you don’t want to be left at home while the best years of your life pass you by. So is there a secret when it comes to how to enjoy your 20s? The unfortunate truth is that your best years will, in fact, pass you by.

1 month ago | lenpenzo.com | Corazon Gritar |Len Penzo

American millennials are making the news once again. This time, it’s because the demographic as a whole can’t afford to purchase homes. According to a survey by Apartment list, a staggering 80% of millennials say that they want to buy a home. Here’s the kicker: 69% have less than $1000 available for a down payment. What’s more is that 40% don’t have any savings at all. Real estate experts say it’s a perfect storm: rising home prices, record student loan debt, and a lack of savings.

1 month ago | lenpenzo.com | Corazon Gritar |Len Penzo

When a marriage ends, it’s not only an emotional transition but a financial one as well. The dynamics of household income, expenses, and savings often shift dramatically. You might find yourself with a different financial outlook, adjusting to a single income, handling new obligations, and managing responsibilities that were once shared. This article will explore how your budget could change after a spousal separation, and what factors you should consider during this adjustment.