David McMillin

2 weeks ago | unionleader.com | David McMillin

If you’re still renting your place, the thought of buying a home can feel pretty overwhelming. A recent TD Bank survey of first-time homebuyers found that 64% of people who have never owned a home are concerned about affordability due to high mortgage rates. Despite those worries, nearly half are working to save up for a down payment. If you’re one of them, read on for some money-smart moves that can put you on the path to successfully buying a home.

2 weeks ago | kktv.com | David McMillin

If you’re looking for a real estate company to help you navigate the process of buying or selling a home, you have a lot of options — there are more than 100,000 firms in the U.S., according to data from the National Association of Realtors (NAR). With so many choices, it can be tough to figure out which one is right for you. While bigger isn’t necessarily better, size does speak volumes in the business of selling homes: Bigger companies tend to produce more transactions each year.

2 weeks ago | cnet.com | Liliana Hall |David McMillin

Everyone needs an emergency fund. Life has a way of throwing us for a loop when we least expect it, whether that's a surprise medical bill, layoff or pricey car repair. An emergency fund can help you weather these storms without going into debt. But how much should you have in reserve? That depends on a range of factors, including how much you can afford to put aside right now and the other financial priorities you're juggling.

2 weeks ago | wkyt.com | David McMillin

Key takeaways A mortgage credit certificate allows qualifying homeowners to claim a refund for a portion of the interest paid on their mortgage each year. The mortgage credit certificate can be a homeowner’s resource that can provide substantial tax savings, even if they claim the standard deduction. Work closely with your lender and a trusted tax professional to ensure you are properly taking advantage of this benefit and maximizing your tax deductibility.

2 weeks ago | bankrate.com | David McMillin |Michele Petry

If you’re looking for a real estate company to help you navigate the process of buying or selling a home, you have a lot of options — there are more than 100,000 firms in the U.S., according to data from the National Association of Realtors (NAR). With so many choices, it can be tough to figure out which one is right for you. While bigger isn’t necessarily better, size does speak volumes in the business of selling homes: Bigger companies tend to produce more transactions each year.