
Articles
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1 week ago |
bankrate.com | David McMillin |Aylea Wilkins
Inflation is having a big impact on small businesses, pushing up costs of labor, supplies, utilities and other costs. Small business owners should set aside time for regular reviews of the money exiting their bank accounts with a close eye on essential versus nonessential costs. From finding a new bank that charges lower payment fees to searching for a new office with lower rent, there are loads of opportunities to lower your overhead.
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3 weeks ago |
bankrate.com | Mandy Sleight |Aylea Wilkins
The right business structure can protect your personal assets and impact how much you pay in taxes. Sole proprietorships and partnerships are simple and low-cost, while LLCs and corporations offer liability protection and potential tax benefits. Your choice affects your legal responsibilities, startup costs and how profits are distributed. Choosing the right ownership structure is one of the most important financial decisions you’ll make when starting a small business.
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1 month ago |
bankrate.com | Thomas Brock |Aylea Wilkins |Marlese Lessing
Small loans are increasingly popular with small businesses, according to data from the Federal Reserve’s latest Small Business Credit survey. While the average SBA loan size in 2024 was $443,097, more businesses are seeking financing in the total of $100K, $50K and even $25K as they seek to sustainably scale, manage rising operating costs and manage increased borrowing costs.
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Mar 4, 2025 |
bankrate.com | Mia Taylor |Aylea Wilkins
In the news As of late February, 2025, applications for all income-driven repayment (IDR) plans are unavailable on the Federal Student Aid website. This relates to a recent federal court ruling in ongoing litigation over the SAVE plan. Watch this FSA page for further updates. Income-driven repayment plans are an option for federal student loans that use your income and family size to determine your monthly payment.
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Feb 20, 2025 |
bankrate.com | Lezanne Winshaw Winshaw |Aylea Wilkins
Whether your kitten has swallowed a piece of yarn or cracked a femur from jumping from a great height, the vet costs will be significant. Pet insurance may soften the blow and help you give your new fur kid optimal vet care when disaster strikes. Is it worth investing in pet insurance for a kitten while they are young and healthy? Whether you’re a first-time cat parent or adding another feline to your family, understanding pet insurance can help you make an informed decision.
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