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1 month ago | 
bankrate.com | Mia Taylor |Aylea Wilkins
In the news As of late February, 2025, applications for all income-driven repayment (IDR) plans are unavailable on the Federal Student Aid website. This relates to a recent federal court ruling in ongoing litigation over the SAVE plan. Watch this FSA page for further updates. Income-driven repayment plans are an option for federal student loans that use your income and family size to determine your monthly payment.
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2 months ago | 
bankrate.com | Lezanne Winshaw Winshaw |Aylea Wilkins
Whether your kitten has swallowed a piece of yarn or cracked a femur from jumping from a great height, the vet costs will be significant. Pet insurance may soften the blow and help you give your new fur kid optimal vet care when disaster strikes. Is it worth investing in pet insurance for a kitten while they are young and healthy? Whether you’re a first-time cat parent or adding another feline to your family, understanding pet insurance can help you make an informed decision.
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2 months ago | 
bankrate.com | Michelle Clardie |Michelle specializes |Aylea Wilkins |Thomas Brock
Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total amount of money a country’s government owes to its creditors. A higher national debt can affect personal debt through increased interest rates, reduced benefit programs and potential tax increases. Regardless of the national debt, prudent personal debt management can help to protect you and your family financially.
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2 months ago | 
bankrate.com | Lezanne Winshaw Winshaw |Aylea Wilkins
Owning a cat can be a joy, but caring for one comes with financial responsibilities many pet parents’ underestimate. From unexpected accidents to managing chronic illnesses, the cost of veterinary care can quickly add up. Cat insurance provides a safety net to help cover these expenses, ensuring your feline friend receives the care it deserves without breaking the bank.
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2 months ago | 
bankrate.com | Lezanne Winshaw Winshaw |Aylea Wilkins
Whether you have a household with just one four-legged friend or a whole horde of pets, your pets likely mean the world to you. With the rising cost of pet healthcare, many dog parents are investigating the value of pet insurance. Is it worth the cost of pet insurance for your dog? These are the most common reasons pet insurance is important. How does dog insurance work? Pet insurance for dogs is like human health insurance in that it helps to cover the costs of vet visits, treatments and medication.
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2 months ago | 
bankrate.com | Aylea Wilkins
Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by debt Before you use a personal loan to pay off debt, review your spending habits In a perfect world, no one would need to take out a loan to consolidate and pay off debt.
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Jan 21, 2025 | 
bankrate.com | Lezanne Winshaw Winshaw |Aylea Wilkins
As pet ownership continues to rise, some people are turning to pet insurance to manage unexpected veterinary expenses. But with so many options and potential pitfalls, navigating the world of pet insurance can be overwhelming. Is it worth the cost? What should you look for in a policy? This can make it harder when there’s the possibility of scams. Overall, pet insurance is a legitimate financial product that can help you manage the costs of care for your furry family members.
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Nov 27, 2024 | 
bankrate.com | Jenna-lea Kelland |Bev O'Shea |Aylea Wilkins
A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency deleting the account from your credit report. Credit bureaus discourage the practice, and there are other ways to clean up your report. Debts in collections typically stay on your credit report for seven years and can harm your score for as long as they appear.
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Nov 21, 2024 | 
bankrate.com | DJ Whiteside |Aylea Wilkins
Credit counseling could help if you’re struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular credit counseling services. Before working with a counseling service, try working directly with your lenders or creditors to resolve your debts. Managing debt is no easy task, especially if you have a variety of debt from different sources such as credit cards, a mortgage, student loans and auto loans.
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Nov 19, 2024 | 
bankrate.com | Elizabeth Blessing |Aylea Wilkins
Cash-back receipt apps help you earn money or other rewards when you use a mobile app to scan your receipts. Many apps accept receipts from many retailers, including grocery stores, department stores, convenience stores and gas stations. In exchange for sharing your receipts with the app, you’ll earn rewards — typically in the form of points you can redeem for cash or gift cards.
