David Paul

3 weeks ago | leadersedge.com | David Paul |Zach Ewell

Smaller lines with particularly strong results included earthquake insurance, some accident and health lines, coverage for boiler and machinery, and warranty and fidelity insurance, highlighting the potential benefits of niche markets. Larger lines that did not fare as well encompassed commercial and private passenger auto liability and allied lines.

Jun 8, 2024 | reflections.live | David Paul

Avarice, often termed greed, remains one of the most destructive vices in human history. Defined as an insatiable desire for wealth and possessions, avarice undermines individual morality, societal cohesion, and even economic stability. This article delves into the various dimensions of avarice, illustrating its perils through historical and contemporary examples. Avarice transcends simple desire for wealth; it signifies an excessive and selfish pursuit of material gain.

Apr 1, 2024 | leadersedge.com | David Paul |Zach West

The first quarter of 2024 will mark the 25th consecutive quarter of firming pricing for the U.S. commercial lines market; we have now crossed the six-year mark of cumulative year-over-year rate increases (not to mention changes to policy terms and conditions, which act like rate). That contrasts with average hard-market lengths since the 1980s of roughly three to four years.

Aug 15, 2023 | marketwatch.com | David Paul |Ryan Lasker

Instant life insurance is becoming increasingly popular for those looking for a convenient way to obtain life insurance coverage to protect their loved ones and secure their financial future. With instant life insurance, you can purchase a policy within minutes of receiving a quote, often with no medical exam required. This guide will help you understand how instant life insurance works so you can make an informed decision about your coverage needs.

Aug 15, 2023 | marketwatch.com | David Paul |Ryan Lasker

Most insurers offer term life insurance policies and permanent life insurance policies, which include whole and universal life. Term life covers a certain term length, such as 10, 20 or 30 years, while permanent life policies provide coverage for your whole lifetime. Some insurers offer “instant issue” or “no exam” policies that let you buy coverage with no medical exam required and usually no health questions asked.