
Dhara Singh
Contributor at Freelance
Senior Associate @chase. Former: @finder @worthmag @investopedia @bankrate @yahoofinance @cnet | @columbiajourn alumna
Articles
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3 weeks ago |
investopedia.com | Dhara Singh
Mortgage lenders offer pre-approval letters to buyers they believe can repay their loans. However, unlike mortgage pre-qualification, the pre-approval process is a more detailed look into your finances, including running a hard check on your credit. Your pre-approval letter may include everything from your maximum loan amount to your estimated interest rate. The letter will also have an expiration date for when the terms of the pre-approval letter are valid.
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Oct 28, 2024 |
finder.com | Stacie Hurst |Dhara Singh
Texas-based Fig Loans—not to be confused with Quebec-based Fig Financial—was launched in 2014 to help working-class Americans build credit and cover immediate cash needs. Fig Loans can be good for US borrowers who may not have an extensive credit history or aren’t eligible for personal loans elsewhere. Amounts range from $50 to $1,000, and term typically run from four to six months. If you live in Canada, you can’t get funding from Fig Loans.
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Oct 10, 2024 |
marketwatch.com | Dhara Singh |Kelly Larson
As holiday deals hit TV screens and social media feeds, Americans are prepping for a spending spree. Three in five shoppers (61%) plan to spend more on holiday expenses this year than last. And 57% admit they usually exceed their holiday budget, according to a new survey of 3,000 Americans by MarketWatch Guides.
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Jul 10, 2024 |
marketwatch.com | Dhara Singh |Kelly Larson |Travis J. Pashak
Key Findings 70% of employees are bracing for layoffs in some way. About 40% are saving up for a possible layoff, and 32% said they regularly browse job listings. Gen Z workers rate their job security the lowest of any generation, with 57% reporting layoff anxiety, compared to just 16% of baby boomers. If laid off today, 40% of workers said they would run out of money within one month based on their current spending. 24% said they would run out withintwo weeks.
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Jun 27, 2024 |
finder.com | Dhara Singh |Megan B. Shepherd
SoFi stands out for its attractive interest rates and larger loan offerings for those with higher credit scores and incomes. It also offers a suite of personal finance education tools. Prosper, on the other hand, is more inclusive of those with lower credit scores who need smaller loan amounts. Loan products offeredPersonal loans for credit card consolidation, home improvements, family planning, travel, IVF, weddings and more.
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An era shaped by social media and digital tools has ushered in a wave of new Gen-Z entrepreneurs. 📈 Latest story for @Chase Meet 3 young entrepreneurs who turned their side hustles into full-time businesses. https://t.co/ieLtk0zVKb #Entrepreneurship #Genz #SideHustle

That rush to renovate is continuing this year. If you’re planning to revamp your home, here are some of the top home decor trends, and a few that are on their way out. @Bankrate https://t.co/XV1ctIQC6X

Demand for all things home coupled with supply chain interruptions have builders and homebuyers and scrambling for appliances and furniture — and the shortages aren’t expected to ease any time soon. https://t.co/11R0sLmHal @Bankrate