Enrico Camerinelli

Jan 29, 2025 | datos-insights.com | Enrico Camerinelli |Gabrielle Inhofe |Gilles Ubaghs

In the world of corporate software and digital services, “customization” was long considered a forbidden word. The industry’s standard response was to offer “configuration” instead—a limited set of predefined options that users could toggle within carefully controlled boundaries. This approach was born not from a lack of understanding about the value of true customization but from technological constraints and the prohibitive costs of maintaining truly customized solutions.

Dec 18, 2024 | datos-insights.com | Enrico Camerinelli

The announced acquisition of Demica by FIS presents a strategic opportunity within the evolving landscape of supply chain finance (SCF). Demica is recognized for its expertise and leading position in the SCF domain, particularly in the securitization of receivables, which allows for effective market placement.

Sep 16, 2024 | datos-insights.com | Enrico Camerinelli |Daniel Dawson |Steven Kaye |Mitch Wein

I recently read a whitepaper that suggests how financial institutions (FIs) can deliver differentiated, tailored client experiences to attract and retain valuable large-scale deposits without having to develop tailored (i.e., bespoke) software.

Jul 24, 2024 | datos-insights.com | Enrico Camerinelli |Nancy Casbarro

UniCredit’s acquisition of Vodeno and Aion Bank marks a significant milestone in the evolution of embedded finance, signaling a shift in how traditional banks approach financial technology. This move by a major European bank underscores the growing importance of Banking-as-a-Service (BaaS) platforms and highlights the strategic value of controlling such technologies in-house. The deal brings UniCredit a suite of embedded finance products, including payments, accounts, and lending services.

May 14, 2024 | datos-insights.com | Enrico Camerinelli |Nancy Casbarro |Alijah Poindexter |Eric Weisburg

Retail clients of top banks have been subject to fraudulent scams when using Zelle, prompting interest and inquiries from bank regulators. According to a Q1 SEC filing from Wells Fargo, government authorities have conducted formal and informal investigations into the management of fund transfer disputes through the Zelle Network. This news follows a similar announcement from JPMorgan in its 2023 Annual Report, which reported that the bank dealt with similar Zelle Network investigations.