Erica Sandberg

3 weeks ago | thevoicesf.org | Erica Sandberg

One of the many heated debates in San Francisco is when the city will truly reboot. Must there be safety first? If so, the city would need more police officers, less crime. There would have to be a vast reduction in drug dealers on the streets and addicts perishing before our eyes. Communities would have to be swept, painted, tidied, and repaired. Oh, and either more or fewer cars and parks (depending on your perspective). And let’s not forget about “affordable” housing for all.

3 weeks ago | cardrates.com | John Ulzheimer |Andrea Woroch |Erica Sandberg

Visa, Mastercard, and American Express are having a tug-of-war over whose network will get to provide the back-end plumbing for the Apple Card. That’s not exciting, I know, but here’s the kicker: Wall Street Journal published that Visa reportedly offered Apple a staggering $100 million to abandon Mastercard and join its ranks. That’s not a casual offer — it’s the kind of money Visa sets aside for offers to giants like Costco.

3 weeks ago | bankrate.com | Erica Sandberg |Steven Dashiell |Steve Dashiell

Adding authorized users to your business credit card account can make it easier for your business to complete purchases, earn rewards and improve bookkeeping. You can often set individual spending limits for your employee cards, which helps protect you from rogue spending. It’s usually simple to add or remove authorized users from your small business credit card account as needed. Nearly all credit card issuers offer the option to add authorized users to a credit card account.

3 weeks ago | cardrates.com | Erica Sandberg |John Ulzheimer |Andrea Woroch

Keeping up with the kids isn’t always easy. When I asked my daughter what the latest word for “cool” is she replied, “glowed up.” So when I read the headline to this column to her she laughed, and laughed, and said yes, before dashing off to yoga. Assuming she wasn’t pulling my leg, I’m going with it because — as it turns out — credit cards are hip to the segment of the U.S. population between the ages of 13 and 28. The statistics that bear this out are striking.

1 month ago | money.usnews.com | Geoff Williams |Erica Sandberg |Tanza Loudenback |Barri Segal

Key Takeaways Try to never let your own debt-to-income ratio reach 30%. Go to a credit counseling service, explore bankruptcy and review all the debt repayment options. Consider the various ways to lower interest rates with refinancing strategies. Create a temporary bare-bones budget so you can send the most amount of money to your creditors. Many American adults are dealing with debt.