Articles

  • 1 week ago | dig-in.com | Grace Crane

    Women are twice as likely not to own a life insurance policy as men, according to the 2025 Life Insurance Index report from UK Life Insurance. Of the 2,000 respondents surveyed, 45% have life insurance coverage; 16% of men and a third of women are not covered, and 15% of all respondents said they were unsure whether or not they own a life insurance policy. Those without life insurance coverage include more than 33% of those aged 55 or over, 5% of Millennials and 17% of Gen Z individuals.

  • 1 week ago | dig-in.com | Grace Crane

    The cost of both direct and indirect losses is escalating– with increasing claims severity, more frequent business disruptions and reputational damage, insurers are feeling the financial pressure, according to Zywave's report, "Navigating the escalating risk trajectory." Claims severity is one of the greatest drivers of insurance costs, Zywave reports, with lines like commercial auto, product liability and general liability experiencing higher payouts and, as a result, higher premiums.

  • 3 weeks ago | dig-in.com | Grace Crane

    In an effort to feature more insurtechs, Digital Insurance has modified the format of our Meet the insurtech series. Reghu Hariharan, Quanitphi co-founder, shared the following responses, which have been lightly edited. Quantiphi's journey began rooted in a bold belief that set us apart from the start. At a time when AI was largely seen as an academic pursuit, we envisioned its potential as a transformative force for enterprises.

  • 3 weeks ago | dig-in.com | Grace Crane

    Though global vessel losses reached a record low by the end of 2024, marine risk experts are raising concerns over the potential impacts from rising geopolitical tensions on the maritime sector, according to the Allianz Commercial "Safety and Shipping Review 2025."Allianz's data analysis reveals that in the 1990s, global fleets saw over 200 vessel losses a year, but total losses were halved by a decade ago at nearly a 75% decline.

  • 1 month ago | dig-in.com | Grace Crane

    In an effort to feature more insurtechs, Digital Insurance has modified the format of our Meet the insurtech series. Austin Carroll, Warrant CEO and founder, shared the following responses, which have been lightly edited. On March 9, 2023, I saw the first signs of the Silicon Valley Bank (SVB) collapse in founder Slack groups. I had just joined Brex two weeks earlier as the product marketing lead for banking. Within hours, SVB was in freefall.

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