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4 days ago | 
flipboard.com | Riley Adams |Kyle Woodley |Hannah Kowalczyk-Harper
9 hours agoEven a16z VCs say no one really knows what an AI agent isBuzzwords that are stretched to the point of being meaningless are as old as the tech industry itself. The top current one is “AI agent” and its variants, like “agentic.” So, unsurprisingly, no one really knows what an AI agent is.
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1 month ago | 
wealthup.com | Riley Adams |Kyle Woodley |Hannah Kowalczyk-Harper
You worked hard to have a comfortable life and pass on some wealth to your heirs. Unfortunately, if not done strategically, the transition of your wealth could result in a substantial tax burden for whoever inherits it. Don’t let your final gift to your heirs be a tax bomb.
Sure, people typically prefer receiving money with a high tax burden than not receiving the money at all.
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1 month ago | 
wealthup.com | Hannah Kowalczyk-Harper |Kyle Woodley |Riley Adams
When discussing popular retail chains, you can’t forget about Target.
Target spans nearly 2,000 stores across all 50 states and the District of Columbia. Nearly three-fourths of Americans live within 10 miles of a Target.
These stores sell virtually everything—clothes, home decor, toys, electronics, groceries, pharmaceuticals, and more.
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1 month ago | 
wealthup.com | Riley Adams |Kyle Woodley |Hannah Kowalczyk-Harper
Empty nest, full of questions? Your adult child is ready to fly back home, and you’re navigating this new chapter. Whether it’s a financial reset, career transition, or just a need for a change of scenery, it’s a big decision for both of you. But you’ll need to weigh a number of considerations before committing either way.
Let’s go over some of the common pros and cons of letting your child move back into your home after they graduate.
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1 month ago | 
wealthup.com | Riley Adams |Kyle Woodley |Hannah Kowalczyk-Harper
Millennials have faced so many financial and economic hurdles in saving for retirement that it’s surprising they still have the stamina to keep sprinting toward their goals.
This generation has the highest percentage of consumers with student loan debt. Many entered the workforce during or in the aftermath of the Great Recession. They’re past the golden era of pensions. They suffered through the COVID-19 pandemic.
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1 month ago | 
wealthup.com | Riley Adams |Kyle Woodley |Hannah Kowalczyk-Harper
We, along with the rest of the financial media, spend a lot of time talking about the importance of growing your money. But accumulating wealth is just one step to becoming financially stable—equally as important is protecting your wealth.
To be clear: I don’t mean hiding cash in a wall safe or setting up an elaborate system of booby traps around a piggy bank.
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1 month ago | 
wealthup.com | Hannah Kowalczyk-Harper |Kyle Woodley |Riley Adams
Congratulations on your retirement! (Or, if you’re not quite there, congrats in advance!) I know you have a litany of lifestyle choices to make, and today I’m going to help you tackle one of the more laborious ones: whether or not you should move.
As a retiree, you’ll have much more control over how and where you spend your time.
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1 month ago | 
wealthup.com | Hannah Kowalczyk-Harper |Kyle Woodley |Riley Adams
Going … going … gone!
We’ve all seen something become massively popular or pervasive, only to mostly or completely vanish years later. Did you ever scroll through MySpace? Rent videos or games at Blockbuster Video? Listen to music on your Walkman?
You probably did, but you almost certainly don’t anymore. That’s because while some products, services, even ideas can stand the test of time, many more of those things—both good and bad—come to an end sooner or later.
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1 month ago | 
wealthup.com | Riley Adams |Kyle Woodley |Hannah Kowalczyk-Harper
When people talk about their retirement “magic number,” they’re typically talking about a target level of savings. That magic number is determined by factoring in a wide variety of likely retirement expenses, and one of the most significant such line items is health care costs.
During your working years, you’re responsible for a host of health care expenses, including insurance premiums, copays, coinsurance, deductibles, out-of-pocket costs, and more.
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1 month ago | 
wealthup.com | Hannah Kowalczyk-Harper |Kyle Woodley |Riley Adams
Love them or loathe them, banks play a pivotal role in the financial landscape, providing millions of Americans with a secure place to save and occasionally increase their funds. Yet, it’s important to remember that banking services often come at a cost.
Banks charge a wide variety of fees. It’s understandable—after all, banks are businesses, not charities—but those fees do cut into our savings, our earnings, and our potential returns.
