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Nov 24, 2024 | 
theglobeandmail.com | Heidi Unrau
Open this photo in gallery:A meaningful thank-you card should be authentic and relate to a clients’ interests or personal milestones.skynesher/iStockPhoto / Getty ImagesPlease log in to bookmark this story.Log InCreate Free AccountAdvisors can build loyalty and trust by showing genuine appreciation to clients, but a tone-deaf gesture can have the opposite effect. What makes a “thank-you” meaningful, and does it always require putting pen to paper?
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May 17, 2024 | 
winnipegfreepress.com | Heidi Unrau
This article was curated by editors from the personal finance website Hardbacon in conjunction with the Free Press advertising department. If you click a link and make a purchase, the Free Press may receive a commission, which helps support our operations.
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Apr 18, 2024 | 
hardbacon.ca | Heidi Unrau
Your headphones can make you wealthy. If you want to achieve financial independence, you need to level up your financial literacy. But who has time to find and read all the personal finance content out there? As a busy working mom with two tiny humans, I certainly don’t have the time or energy to open a takeout menu, let alone a finance book.
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Jan 24, 2024 | 
hardbacon.ca | Heidi Unrau |Stefani Balinsky
By Heidi Unrau | Fact-checked by Maude Gauthier | Published on 24 Jan 2024RBC has begun the transition from HSBC banking products to its own. In fact, in January 2024, RBC began sending information to customers about which RBC credit card will replace their HSBC card. Here’s what you need to know and some great alternatives to consider. In late November of 2022, RBC announced it had struck a deal to acquire the Canadian arm of the international banking giant HSBC.
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Sep 11, 2023 | 
wealthrocket.com | Heidi Unrau |Julia Stratton
What is a secured credit card? A secured credit card is just like a traditional credit card but you need to provide a cash deposit in order to get it. Think of the security deposit you put down an apartment: that money protects the landlord from financial loss in case you wreck the place. The cash deposit for a secured credit card protects the credit card company from financial loss in case you don’t pay back what you owe.
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Jul 27, 2023 | 
hardbacon.ca | Heidi Unrau
Actuellement, les prêts rapides sans refus au Québec servent de bouées de sauvetage pour bon nombre d’entre nous. Nous devons jongler avec l'inattendu, subvenir aux besoins de nos enfants et agir en tant qu’adultes responsables sur le plan financier comme si nous étions des super héros tout droit sortis d’un film de l'univers Marvel. Mais contrairement à Tony Stark, nous n'avons pas tous des milliards sur notre compte de banque lorsque la vie nous réserve des coups durs financiers.
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Jul 26, 2023 | 
hardbacon.ca | Heidi Unrau |Stefani Balinsky
We started from the bottom now we’re here. Who’s we? Wealthsimple is the new kid on the fintech block kicking butt and taking names. If you haven’t heard of Wealthsimple, they’re only the biggest online investment and trading platform in the country. They’re on a mission to make “financial freedom a fundamental human right,” starting with Canadians. It all began with one clever Canadian boy.
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Jul 26, 2023 | 
hardbacon.ca | Heidi Unrau |Stefani Balinsky
Would you like Bitcoin with that? On Tuesday, September 7th 2021, McDonald’s began accepting payments in Bitcoin (BTC). If this is the kind of mainstream cryptocurrency adoption you’ve been waiting for, I hate to burst your bubble but, it’s only in El Salvador. McDonald’s locations in El Salvador began accepting BTC on the same day their government officially recognized Bitcoin as legal tender. But McDonald’s isn’t the only one hopping aboard the crypto express.
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Jul 20, 2023 | 
hardbacon.ca | Heidi Unrau
Vous savez comment cela se passe. Vous êtes en train de parcourir votre fil d'actualité quand soudain, elle est là ! L'offre convoitée d'un financement à zéro pour cent sur une nouvelle voiture de luxe. Je comprends qu'il est difficile de ne pas ressentir une certaine excitation à l'idée d'un prêt automobile gratuit, surtout dans le contexte actuel. Mais avant de vous rendre chez le concessionnaire le plus proche, prenez un moment pour réfléchir. S'agit-il d'une bonne affaire ?
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Jun 20, 2023 | 
hardbacon.ca | Heidi Unrau
Commandité par KOHOJe déteste voyager avec de l’argent comptant, tout comme je déteste utiliser des cartes de crédit traditionnelles. Les risques sont tout simplement trop élevés. L’argent comptant fait de moi une cible pour les voleurs, sans parler des frais de transaction à l’étranger des cartes de crédit. Et il y a pire! Toute transaction frauduleuse risque d’entacher ma cote de crédit. Dans ces conditions, qu’est-ce que je peux faire?
