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Jan 24, 2024 | 
hardbacon.ca | Heidi Unrau |Stefani Balinsky
By Heidi Unrau | Fact-checked by Maude Gauthier | Published on 24 Jan 2024RBC has begun the transition from HSBC banking products to its own. In fact, in January 2024, RBC began sending information to customers about which RBC credit card will replace their HSBC card. Here’s what you need to know and some great alternatives to consider. In late November of 2022, RBC announced it had struck a deal to acquire the Canadian arm of the international banking giant HSBC.
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Oct 24, 2023 | 
loanscanada.ca | Caitlin Wood |Priyanka Correia |Bryan Daly |Corrina Murdoch |Stefani Balinsky
Get a free, no obligation personal loan quote with rates as low as 6.99% Get Started You can apply with no effect to your credit score A recent 2023 report from the Healthcare of Ontario Pension Plan (HOOPP) revealed a startling statistic: Just under half of employed Canadians, 44% to be precise, have not set aside any money for retirement over the last year. This figure underscores the vital importance of understanding and planning for retirement.
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Oct 18, 2023 | 
loanscanada.ca | Caitlin Wood |Priyanka Correia |Trevor O'Hagan |Bryan Daly |Stefani Balinsky
Get a free, no obligation personal loan quote with rates as low as 6.99% Get Started You can apply with no effect to your credit score Table of Contents show Life is unpredictable. You never know when you’ll encounter an unexpected car repair or family emergency. With many Canadians living paycheque to paycheque, there isn’t always room in the budget to cover an unexpected cost. In such cases, you may be wondering ” If I need money today, where can I get it?”.
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Oct 9, 2023 | 
loanscanada.ca | Caitlin Wood |Priyanka Correia |Bryan Daly |Corrina Murdoch |Stefani Balinsky
Get a free, no obligation personal loan quote with rates as low as 6.99% Get Started You can apply with no effect to your credit score The Housing Accelerator Fund was announced a couple of years ago, but we are only seeing it come into effect now. Let’s take a closer look at it and why London, Ontario got it first. As the name suggests, the Housing Accelerator Fund aims to encourage cities to build more homes. It was first introduced a couple of years ago during the 2021 federal election.
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Sep 28, 2023 | 
loanscanada.ca | Caitlin Wood |Priyanka Correia |Bryan Daly |Corrina Murdoch |Stefani Balinsky
Table of Contents show B Lender Mortgage Process If you’re looking to buy a home this year, you’ve no doubt noticed how crazy the current housing market is. Home prices are through the roof, mortgage interest rates are sky-high, and passing the mortgage stress test is like trying to pass your final exam for a Ph.D. in Aerospace Engineering. So, what can you do if you’re having nothing but bad luck trying to get a mortgage? Answer: Look into B lender mortgages.
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Sep 7, 2023 | 
loanscanada.ca | Caitlin Wood |Priyanka Correia |Bryan Daly |Corrina Murdoch |Stefani Balinsky
Get a free, no obligation personal loan quote with rates as low as 6.99% Get Started You can apply with no effect to your credit score No, your mind isn’t playing tricks on you. Even with cheap vacation packages, the cost of airfare and hotels have increased significantly over the years. In some cases, rates are 50% higher than before the pandemic. Once you add inflation and a weak exchange rate against the US greenback, you might wonder if travelling is still affordable.
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Aug 10, 2023 | 
loanscanada.ca | Caitlin Wood |Priyanka Correia |Bryan Daly |Corrina Murdoch |Stefani Balinsky
Get a free, no obligation personal loan quote with rates as low as 6.99% Get Started You can apply with no effect to your credit score Back-to-school season propels parents and students to find money to pay for books, school supplies, uniforms, and more. Some tap into savings, use credit cards, or take out personal loans to pay for the upcoming school year. Others apply for scholarships. That is easily accessible money.
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Aug 4, 2023 | 
loanscanada.ca | Caitlin Wood |Priyanka Correia |Bryan Daly |Corrina Murdoch |Stefani Balinsky
Table of Contents show Mabuhay! The Filipino community in Canada is close-knit and the third biggest immigrant group in Canada. When it comes to newcomer finances, the Filipino community has an incredible soso (paluwagan) system that they integrate here in Canada. In fact, a soso can mean a lot of money. It doesn’t replace a personal loan, but can help participants afford big purchases. Let’s examine the key similarities and differences between a soso (paluwagan) and a personal loan in Canada.
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Jul 27, 2023 | 
loanscanada.ca | Caitlin Wood |Priyanka Correia |Trevor O'Hagan |Bryan Daly |Stefani Balinsky
Get a free, no obligation personal loan quote with rates as low as 6.99% Get Started You can apply with no effect to your credit score The Financial Consumer Agency of Canada (FCAC) released new guidelines to better protect Canadians at risk of defaulting on their mortgage. What are the new guidelines and are they helpful to most Canadian homeowners? Read on to find out. Higher mortgage rates coupled with higher costs of living are stretching most Canadian household budgets thin.
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Jul 26, 2023 | 
hardbacon.ca | Heidi Unrau |Stefani Balinsky
We started from the bottom now we’re here. Who’s we? Wealthsimple is the new kid on the fintech block kicking butt and taking names. If you haven’t heard of Wealthsimple, they’re only the biggest online investment and trading platform in the country. They’re on a mission to make “financial freedom a fundamental human right,” starting with Canadians. It all began with one clever Canadian boy.
