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1 month ago | 
telegraph.co.uk | Jessica Doyle |Jessica Salter |Jenny Tucker |Holly Thomas
The British design duo Nicole Salvesen and Mary Graham, aka Salvesen Graham, are known for their contemporary take on traditional English country house design - an aesthetic that combines bold colour, romantic florals and a smattering of well-chosen antiques.
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1 month ago | 
telegraph.co.uk | Jessica Salter |Jessica Doyle |Jenny Tucker |Holly Thomas
Soaring temperatures can play havoc with your sleep; turn your bedroom into a soothing sanctuary with this cooling collectionAfter what seems like endless grey, we've been treated to a welcome blast of sunshine with the warmest weather in April in seven years. But while ditching the jumper in the day can feel like a treat, soaring temperatures at night can play havoc with sleep.
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1 month ago | 
telegraph.co.uk | Jessica Doyle |Jenny Tucker |Holly Thomas |Busola Evans
Due to the lack of parking, some might question whether the shop is in fact in the wrong location; the idea, according to Ikea, is that you can go in to plan your kitchen or wardrobes, and choose the bigger pieces of furniture such as sofas and tables that you want to buy, but have them delivered rather than taking them away; a model that they hope will reach more customers in a more accessible way.
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1 month ago | 
telegraph.co.uk | Val Bourne |Holly Thomas |Tom Brown |Ria Higgins
Lavender creates its own summer heat haze and the flowers attract bees and butterflies galore, because aromatic plants produce nectar that's packed with a concentrated mixture of sugars. This mainly Mediterranean subshrub has been grown here since Roman times, although it does need a sunny site and good drainage. Once established, lavenders are drought-tolerant, but they do need watering after planting because they rely on developing deep root systems.
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Jan 24, 2025 | 
telegraph.co.uk | Holly Thomas
While most mortgage deals are repayment mortgages – where you pay off a chunk of what you borrowed in addition to interest – it’s also possible to get interest-only loans. These deals mean lower repayment costs, but when the term is up you’ll usually need to have a plan of how to repay the lump sum that’s still owing. Here, Telegraph Money explains how interest-only mortgages work, and what advantages and disadvantages you should be aware of.
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Jan 23, 2025 | 
telegraph.co.uk | Holly Thomas
If you own a home with a mortgage, and happen to have a healthy savings balance that you don’t plan on spending, you might decide to investigate an offset mortgage as a way to cut your repayment costs. Here, Telegraph Money explains how an offset mortgage works, and how it compares to simply overpaying on your loan. This is a unique type of home loan, where you bank a lump sum of savings with your mortgage lender which are then held in the same account as your mortgage.
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Jan 11, 2025 | 
telegraph.co.uk | Holly Thomas
You’ll likely pay VAT (value added tax) most days without being very aware of it, as the tax is added to most products and services, charged by businesses large and small, as well as by the self-employed workers. If you run a business that’s VAT registered, there are plenty of rules around this tax which dictates when and how to charge, and how to pay. It’s an important one to get right. Here, Telegraph Money explains what VAT is, how much you pay, and when you might be due a refund. What is VAT?
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Jan 9, 2025 | 
telegraph.co.uk | Holly Thomas
Becoming a landlord isn’t the only way to make a profit from property Property is a popular and potentially lucrative form of investment.
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Jan 8, 2025 | 
telegraph.co.uk | Holly Thomas
Building your own home can be an affordable way to achieve your property dream With a self-build mortgage you will have to satisfy your lender at each stage of the construction process before money is released Credit: Hispanolistic/E+ If your quest for your dream property hasn’t been fruitful, you might decide to design and build your own home from scratch – and unless you have a bulging savings pot to raid you’ll need a specialist self-build mortgage to do it. Around 13,000 people self-build...
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Dec 7, 2024 | 
telegraph.co.uk | Holly Thomas
Part-exchanging a property can ensure a guaranteed buyer and bypass estate agent fees Credit: Valerii Apetroaiei/iStockphoto Buying and selling a house at the same time can feel like an impossible task – but opting to part-exchange your home could be a way to ease the process. By part-exchanging, you sign over your old home to the owner of the property you want to buy, leaving it to them to sell instead. It can take some of the stress of selling out of the equation, which can be particularly...
