investing. Sarah writes

4 weeks ago | bankrate.com | Sarah Brodsky |investing. Sarah writes |Madison Hoehn

The Capital One Venture X Rewards Credit Card and The Platinum Card® from American Express are two of the top premium travel cards on the market. The Venture X has an edge thanks to its higher rewards potential, but the Amex Platinum’s welcome offer outshines the former. The right option for you may come down to whether you can successfully recoup the Amex Platinum’s $695 annual fee.

Oct 22, 2024 | bankrate.com | Sarah Brodsky |investing. Sarah writes |Rebekah Rosado-Evans

The easiest way to get your credit card’s annual fee waived is to call your issuer and ask. This won’t work for everyone, but it’s worth trying if you really can’t justify paying the annual fee. If an issuer initially refuses to waive your annual fee, there are negotiation tactics you can use to push the issue further, including getting them to waive the fee due to a competitor match or getting them to offer other perks equal in value to a fee waiver.

Sep 27, 2024 | bankrate.com | Sarah Brodsky |investing. Sarah writes |Brooklyn Lowery

As one of the most popular travel credit cards available, Chase Sapphire Reserve® comes with valuable benefits, such as its $300 annual travel credit, which helps to offset its high annual fee. The annual travel credit is easy to use and applies to a wide range of travel purchases, including flights, car rentals, hotels, cruises and more. This standout benefit does not roll over to the following year.

Sep 26, 2024 | bankrate.com | Sarah Brodsky |investing. Sarah writes |Alice Lesperance

Both a line of credit and a credit card are types of revolving credit where you can borrow up to a certain amount and only pay interest on what you borrow. A line of credit typically has a lower APR and a higher credit limit than a credit card, but a credit card offers more convenience, a grace period and potential rewards for spending. A line of credit may require more documentation and a personal credit check for approval, while a credit card is easier to obtain.

Sep 10, 2024 | bankrate.com | Sarah Brodsky |investing. Sarah writes |Rebekah Rosado-Evans

If you put more of your budget toward entertainment and travel, the Capital One SavorOne Cash Rewards Credit Card is among your best no-annual-fee options — with a sign-up bonus that’s easy to attain. New cardmembers can earn a $200 cash bonus after spending $500 in their first three months after opening their account, as well as ongoing cash back rewards on dining, streaming, groceries, purchases through Capital One’s entertainment and travel portals and more.