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3 weeks ago | 
bankrate.com | Ted Rossman |Madison Hoehn |Nicole Dieker
Paying your credit card twice a month is good because it allows you to check in with your spending and get ahead of your bills. If you’re carrying credit card debt, making a credit card payment every other week could also save you money on interest. Even if you aren’t carrying credit card debt, making a credit card payment every other week could reduce your credit utilization ratio and improve your credit score.
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4 weeks ago | 
bankrate.com | Sarah Brodsky |investing. Sarah writes |Madison Hoehn
The Capital One Venture X Rewards Credit Card and The Platinum Card® from American Express are two of the top premium travel cards on the market. The Venture X has an edge thanks to its higher rewards potential, but the Amex Platinum’s welcome offer outshines the former. The right option for you may come down to whether you can successfully recoup the Amex Platinum’s $695 annual fee.
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1 month ago | 
bankrate.com | Holly Johnson |Madison Hoehn
You can close an American Express credit card by calling the number on the back of your card, chatting with the card issuer or mailing a notice to a specific address. Make sure you have a plan for your rewards before you close your account. If you fail to redeem them within a specific timeline, you’ll forfeit all your points. An account closure could negatively impact your credit score, so it’s wise to consider other alternatives before closing your credit card.
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1 month ago | 
bankrate.com | Madison Hoehn |William D. Danko |Liza Carrasquillo |Tim Maxwell
Citi is an advertising partner. The Citi Double Cash® Card offers a lengthy intro APR period for balance transfers, making it a good choice for those looking to pay off existing credit card debt. Cardholders can earn up to 2 percent cash back on all purchases and get additional benefits such as $0 liability protection and access to Citi Entertainment events, providing long-term rewards even after the debt is paid off.
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2 months ago | 
bankrate.com | Kendall Little |Madison Hoehn
The Southwest Rapid Rewards Shopping portal allows members to earn bonus points when making purchases with participating online retailers. These bonus points can help members accumulate enough rewards for free flights more quickly, and points earned through the portal count toward earning a Southwest Companion Pass. By using a Southwest co-branded credit card or another rewards card, portal shoppers can earn even more rewards toward their next trip.
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2 months ago | 
bankrate.com | Holly Johnson |Madison Hoehn |Ted Rossman
Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit score, which can stem from having negative information on your credit reports. Before you can hatch a plan to build your credit, you should check your score to see whether you have one. If you don’t have much or any credit history, you could be counted among the credit invisible or the unscorable. That doesn’t mean you have a credit score of zero.
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2 months ago | 
bankrate.com | Holly Johnson |Ariana Arghandewal |Madison Hoehn |Ryan Flanigan
The Marriott Bonvoy Brilliant® American Express® Card is a premium hotel credit card with one of the highest annual fees of any competing offer ($650 per year). Perks that help justify this card’s fee include airport lounge access, automatic Marriott Bonvoy Platinum Elite status, a free night award upon account renewal (up to 85,000 points) and the card’s annual dining credit worth $300.
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Jan 15, 2025 | 
bankrate.com | Nicole Dieker |Madison Hoehn
Most major credit card issuers offer the option to easily lock and unlock cards through their online accounts or mobile apps. Locking a credit card can prevent impulse purchases and keep the account safe from fraud. Recurring transactions will still go through while a credit card is locked. Did you know you can lock your credit card any time you don’t want anyone to use it?
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Jan 15, 2025 | 
bankrate.com | Holly Johnson |Madison Hoehn
Credit card extended warranties can provide coverage for purchases with manufacturer’s warranties, potentially saving thousands of dollars on repairs or replacements. The terms and coverage of extended warranties vary by credit card, so it is important to read the fine print and understand what is included and excluded. Some of the best credit cards for extended warranties include premier travel and cash back cards.
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Jan 13, 2025 | 
bankrate.com | Holly Johnson |Madison Hoehn
This page was originally published in early 2024 and reflects the author’s financial decisions during that time. The card details in this article have since been updated. You can use a combination of rewards points and budgeting to cover expenses for a domestic or international trip. Strategically using a credit card loyalty program to book flights, airport pickups and activities is a sure way to boost your travel savings.
