Isio Nelson

4 weeks ago | bai.org | Isio Nelson |Tom Hoscheidt |Rachel Koning Beals

Key takeaways: Cautiously optimistic. The BAI State of U.S. Deposits reveals a steady to modestly upbeat landscape, considering that interest rates are still elevated by historical comparisons. The detailed picture is mixed: business deposits in recent months remained higher, while consumer deposits were shy of expectations, in part because bonus payouts were softer. Money-in-motion settles down. There is deposit improvement from valuable higher wealth accounts.

Nov 18, 2024 | bai.org | Tom Hoscheidt |Isio Nelson |Rachel Koning Beals

KEY TAKEAWAYS:—Deposits are looking up. The deposit picture late year has improved, according to BAI’s U.S. State of Deposits. The runoff for consumer deposits has slowed, while small business deposits show growth. Remember: Seasonality has an impact – it is bonus time for consumers and tax season for small businesses – so we know there will be a shift at year end. —Push and pull. Even with the Fed cutting rates, yield competition will continue to shape the deposit landscape.

Sep 23, 2024 | bai.org | Isio Nelson |Megan Pulliam

TRANSCRIPT:Isio Nelson, BAI: Well hello everybody, and thank you for joining us. I’m privileged today to be sitting here with an expert in the industry that has a unique perspective, Megan Pulliam from MeridianLink. I’m Isio Nelson. I currently am the managing director here at BAI. I lead our research group, along with our fraud initiatives and our thought leadership. Joining me is Megan Pulliam, and she is SVP Partner Marketplace at MeridianLink.

Aug 20, 2024 | bai.org | Rachel Koning Beals |Isio Nelson |Tom Hoscheidt

Let’s talk about shifting deposit behaviors, including what it means to “rent deposits,” a certain number-to-watch at the Fed, plus we ask and answer: does primacy matter? BAI’s Tom Hoscheidt and Isio Nelson join Senior Editor Rachel Koning Beals on the BAI Banking Strategies Podcast to dig deeper into a midyear snapshot of BAI deposit research.

Jan 30, 2024 | bai.org | Isio Nelson

While third-party fraud continues to wreak havoc on financial institutions, first-party fraud is also on the rise, according to the BAI Banking Outlook: 2024 Trends. Third-party fraud—fraudsters using the identity of others to take over their accounts—remains the most common type committed by swindlers. Nearly a third (32%) of financial institutions reported they experienced third-party fraud in the past year, according to BAI’s survey of 102 financial institutions.