Jacob Kozaczuk

Jan 15, 2025 | insidearm.com | Ethan G. Ostroff |Jacob Kozaczuk |Caroline Tandberg Bugge |David Anthony

Recently, the Eastern District of Kentucky denied a motion to dismiss under the Fair Credit Reporting Act (FCRA) after finding the plaintiffs alleged sufficient facts to support a reasonable inference that credit reports were pulled without a permissible purpose. In May v. Equifax Information Services, LLC, the plaintiffs alleged Rocket Mortgage, LLC violated 15 U.S.C. § 1681b of the FCRA, which prohibits using or obtaining a consumer’s credit report without a permissible purpose.

Jan 8, 2025 | openlegalblogarchive.org | Ethan G. Ostroff |Jacob Kozaczuk |Caroline Tandberg Bugge |David Anthony

Recently, the Eastern District of Kentucky denied a motion to dismiss under the Fair Credit Reporting Act (FCRA) after finding the plaintiffs alleged sufficient facts to support a reasonable inference that credit reports were pulled without a permissible purpose. In May v. Equifax Information Services, LLC, the plaintiffs alleged Rocket Mortgage, LLC violated 15 U.S.C. § 1681b of the FCRA, which prohibits using or obtaining a consumer’s credit report without a permissible purpose.

Jan 8, 2025 | jdsupra.com | David Anthony |Jacob Kozaczuk |Ethan G. Ostroff

[co-author: Caroline Buggé]*Recently, the Eastern District of Kentucky denied a motion to dismiss under the Fair Credit Reporting Act (FCRA) after finding the plaintiffs alleged sufficient facts to support a reasonable inference that credit reports were pulled without a permissible purpose. In May v.

Jan 19, 2024 | jdsupra.com | Massie P. Cooper |Jacob Kozaczuk |Kalama Lui-Kwan

Published in Law360 on October 19, 2023. © Copyright 2023, Portfolio Media, Inc., publisher of Law360. Reprinted here with permission. The California Department of Financial Protection and Innovation, or DFPI, continued to have significant influence over legislative and regulatory developments in the third quarter of 2023. As we move into the fourth quarter, there are three significant developments in California law from the third quarter that have had an impact on the industry.

Oct 19, 2023 | law360.com | Kalama Lui-Kwan |Massie P. Cooper |Jacob Kozaczuk

ADVERTISEMENT Don't want ads? Subscribe or login now. By Kalama Lui-Kwan, Massie Cooper and Jacob Kozaczuk (October 19, 2023, 5:07 PM EDT) -- In this Expert Analysis series, attorneys provide quarterly recaps discussing the biggest developments in California banking regulation and policymaking....