Jake Osborne

Jun 11, 2024 | zephyrnet.com | Brian Heater |Jake Osborne

Yesterday, Apple held its annual Worldwide Developers Conference (WWDC), during which it made several interesting Объявления. The most relevant to fintech is the new "Tap to Cash" feature that will be built into iOS18. As it sounds, this will allow users to send and receive Apple Cash simply by holding two iPhones together. There were also more updates to Apple Wallet, including the ability to redeem rewards and manage installments through cards loaded into the wallet.

Jun 11, 2024 | fintechnexus.com | Jake Osborne

Since 2021, U.S. entrepreneurs have submitted five million new business applications per year, according to the U.S. Census Bureau. And in 2023, the number of new small business formations increased by nearly 9% compared to the previous year, suggesting that the growth of the small business sector shows no signs of abating. This creates a massive opportunity for fintech lenders. When seeking a loan, small businesses will often look first to their depository bank.

Feb 12, 2024 | equifax.com | Jake Osborne

Home Business Insights Blog How BNPL Firms can Unlock Profitability During Uncertain Economic Times Two years ago, Buy Now Pay Later (BNPL) firms were legit Fintech superstars. Transaction values soared by $87 billion from 2019 to 2021. BNPL loan originations surged an eye-popping 970 percent, reaching $180 million according to a group of surveyed lenders.¹,²  Fast forward to the end of 2023 and the landscape is a little different.

Nov 8, 2023 | equifax.com | Jake Osborne

You know that familiar chime on your phone when a payment is made? That, paired with the steady (metaphorical) hum of billions of dynamic financial transactions happening in real time, is the sound of explosive growth in the payments industry where total revenues recently hit $1.6 trillion.

May 26, 2023 | onlinelibrary.wiley.com | Jake Osborne |Guy Trudel |Mohamad Sobh

Abstract Carbon monoxide (CO)-based tests have precisely measured hemolysis for over 40 years. End-tidal CO was the primary marker in clinical hematology research, followed by carboxyhemoglobin. Quantification of CO reflects heme oxygenases degrading heme in a 1:1 stoichiometric ratio, making CO a direct marker of hemolysis. CO in alveolar air can be quantified using gas chromatography, whose high resolution allows detecting mild and moderate levels of hemolysis.