Jake Spiegel

1 week ago | ebri.org | Jake Spiegel |Paul Fronstin

Welcome Already A Member? NOT A MEMBER YET? Jun 18, 2025 , 24  pages by Jake Spiegel Paul Fronstin SummaryPlan sponsors that wish to introduce or continue offering health savings account (HSA)-eligible health plans as part of their workplace benefit program can benefit from a long-term view of HSA accountholder behaviors.

3 weeks ago | ebri.org | Jake Spiegel |Paul Fronstin

EBRI Issue Brief Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2023: Evidence From the EBRI HSA Database SummaryHealth savings account (HSA)-eligible health plans are an important part of the health benefits landscape, yet there is little empirical research on how HSAs are used by workers.

1 month ago | ebri.org | Jake Spiegel

EBRI Issue Brief Updates From EBRI’s Flexible Spending Account Database SummaryIn this Issue Brief, we analyze EBRI’s Flexible Spending Account (FSA) Database to shine a light on these common but under-researched accounts. The average FSA contribution in 2023 grew to $1,413. Additionally, the vast majority — 88 percent — of accountholders took a distribution. Among those who did, the average distribution was $1,451.

1 month ago | ebri.org | Jake Spiegel |Bridget Bearden

Welcome Already A Member? NOT A MEMBER YET? May 15, 2025 , 19  pages by Jake Spiegel Bridget Bearden SummaryIn previous work, the Employee Benefit Research Institute (EBRI) has investigated the role of financial wellbeing benefits within the context of large employers (those with 500 or more workers).

Mar 6, 2025 | ebri.org | Jake Spiegel |Paul Fronstin

EBRI Issue Brief Projected Savings Medicare Beneficiaries Need for Health Expenses Continued to Rise in 2024 SummarySome Couples Could Need as Much as $428,000 in SavingsThe percentage of private-sector establishments offering health benefits has been falling. As access to retiree health benefits becomes increasingly rare, the responsibility for health care expenses in retirement will fall more on the shoulders of today’s workers.