James Millard

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Articles

How to plan your retirement to suit your lifestyle

Aug 20, 2024 | theceomagazine.com | James Millard

The idea of early retirement as a life goal is flawed. Putting too much emphasis on retirement as the source of all happiness will likely leave you feeling shortchanged when you discover it isn’t the light at the end of the tunnel you dreamed about. Many, if not most, arrive at retirement and realize that they still yearn to fulfill a purpose that isn’t simply a year-round vacation. Ensuring you have sufficient funds is not about retirement planning.
How your portfolio can bet against gambling ads

Aug 14, 2024 | moneymag.com.au | Michelle Baltazar |James Millard |Nicola Field

Nine years ago, Australia made global headlines for all the wrong reasons. A study found that the country had the highest number of gamblers in the world. Eight in 10 love a bet; and they're not just one type of person but Aussies from the ages of 18 and 44. The country was second only to the US mecca of Nevada in terms of the number of poker machines relative to its population. Fast forward to June of last year, a parliamentary inquiry on the hazards of online gambling released a damning report.
Friends With Money #162: Who pays for aged care?

Jul 30, 2024 | moneymag.com.au | Michelle Baltazar |Tom Watson |Janine Grainger |James Millard

Planning for aged care can feel overwhelming, but it's an important conversation to have.
The five-step money plan to live the life you want

Jul 17, 2024 | moneymag.com.au | James Millard |Michelle Baltazar |Andrew McKean

In recent years, the rising cost of living has emerged as a significant stressor. According to peak psychology bodies, financial worries stemming from rising costs of everyday essentials have surpassed other stressors, even global uncertainty and health crises. This is not only affecting our health but also how we go about achieving a fulfilling life. Understanding how your financial health links to your overall well-being is vital.
Win James Millard's Insufficient Funds

Jul 17, 2024 | moneymag.com.au | Michelle Baltazar |James Millard

Whether you dream of security and home ownership, you're building your career, or you want to grow your family... it's time to figure out what you want from your money. And then make it happen. Financial adviser James Millard cuts through the jargon and shares a simple framework for making better money decisions and achieving your goals. Insufficient Funds is a comprehensive guide to personal finance that recognises the realities and challenges of balancing your life with your spending.
Toxic hustle culture - Is our search for success screwing us over?

Jul 15, 2024 | flyingsolo.com.au | Danielle Colley |Melisa Sloan |James Millard |Loz Antonenko

At the end of our days, most people would like to look back upon their existence and imagine it as having been successful. I wonder if the definition of success in the height of your life would differ from that at the end? I’m only about midway, and my own ideas about success have already shifted, writes Danielle Colley, life coach and author of The Chocolate Bar Life. Often, in the peak of a career, the traditional definition of success is centered around money and status.
How to travel and work your way around the world

Jul 14, 2024 | flyingsolo.com.au | Melisa Sloan |James Millard |Loz Antonenko |Cec Busby

Many of us love to travel. It may be because we are isolated far away on a vast island, which instills an adventurous spirit within us. We yearn to experience the captivating world on the other side of the oceans that surround our island home, writes Melisa Sloan, author of Big Moments. To experience different cultures, to wander in the spectacular nature that graces our planet, to learn, to explore, and to be inspired by what we discover on our travels to faraway lands.
James Millard

Jul 8, 2024 | flyingsolo.com.au | James Millard

James Millard, author of the new book, Insufficient Funds (Wiley $32.95), is the director of financial advice and mortgage broking firm, Sufficient Funds. With almost two decades of financial expertise, and a unique entrepreneurial spirit, James leads his large team and clients with the philosophy that champions aligning financial decisions with personal values. Insufficient Funds furthers his mission of empowering individuals through financial literacy with a relatable approach.
Choosing the right investment structure

Jun 25, 2024 | investsmart.com.au | James Millard

Choosing the right tax structure for your investments is key. In fact, for many investors, getting this one step right can have a far more significant impact on the benefit of investing than whether your shares, property or otherwise generates a 1%, 5% or 10% return! Let me break it down for you. We all know that taxes can take a big bite out of any income we make. This is true of investment returns too.