James Royal

1 week ago | bankrate.com | James Royal |Brian Beers

The Standard & Poor’s 500 – the S&P 500 – is the benchmark stock index in the United States, and it’s come to symbolize the stock market as a whole. The S&P 500 has a strong record of returns, averaging about 10 percent per year over long periods, and it’s easy for investors to buy the index through an exchange-traded fund (ETF), getting immediate exposure to all its stocks. Here are the best S&P 500 ETFs as well as some alternative funds based on the S&P 500 for investors to consider.

1 week ago | miamiherald.com | James Royal |Red Beard Ventures

Active investing may sound like a better approach than passive investing. After all, we're prone to see active things as more powerful, dynamic and capable. Active and passive investing each have some positives and negatives, but the vast majority of investors are going to be best served by taking advantage of passive investing through an index fund. Here's why passive investing trumps active investing, and one hidden factor that keeps passive investors winning. What is active investing?

1 week ago | wkyt.com | James Royal

The GENIUS Act is a proposed bill that regulates one type of cryptocurrency called stablecoins, a $200 billion part of the multi-trillion-dollar cryptocurrency system. The bill’s name stands for Guiding and Establishing National Innovation for U.S. Stablecoins, and its goal is to create a regulatory framework for stablecoins that could allow them to be more widely used in everyday transactions.

1 week ago | azfamily.com | James Royal

A $50,000 windfall could really get you started securing your financial future. With time and some smart financial planning, you could create financial stability for yourself and your family — and could even turn your money into a million dollars by making some really basic investments. Here’s how to invest $50,000 and what you need to do to build wealth.

1 week ago | charlotteobserver.com | James Royal

Key takeaways Robo-advisors provide automated investment management for relatively low fees. Services, such as automatic portfolio rebalancing and tax-loss harvesting, can save investors time and stress and potentially offset advisory costs by also saving money. Robo-advisors are best suited for investors who want or need help managing their finances than for those who prefer to control things themselves.