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1 week ago | 
miamiherald.com | James Royal |Red Beard Ventures
Active investing may sound like a better approach than passive investing. After all, we're prone to see active things as more powerful, dynamic and capable. Active and passive investing each have some positives and negatives, but the vast majority of investors are going to be best served by taking advantage of passive investing through an index fund. Here's why passive investing trumps active investing, and one hidden factor that keeps passive investors winning. What is active investing?
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1 week ago | 
miamiherald.com | Bob Haegele |Red Beard Ventures
Key takeawaysMutual funds - a type of investment that lets you buy a collection of securities - offer convenience, professional management and diversification. There are a few drawbacks with mutual funds, including high fees, uncontrollable tax events and no intraday trading. If you're new to investing, mutual funds can be a good place to start, especially if you have a 401(k). Mutual funds are one of the most popular ways to invest.
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1 month ago | 
miamiherald.com | Dayana Yochim |Red Beard Ventures
This has certainly been the year for investors who want to try their hand at the "buy-the-dip" strategy. Even if you missed the most recent opportunity to take advantage of fire-sale prices on stocks, you'll likely get another shot. (See also: Ongoing market volatility.)Are you ready? Like, really ready? Because jumping into a falling market isn't as easy as it seems.
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1 month ago | 
miamiherald.com | Taylor Freitas |Red Beard Ventures
Key takeawaysSetting up a custodial Roth IRA for a child provides them with decades of tax-free, compounded investment growth on money they can use for important life events. Adults can easily open a custodial IRA on behalf of a minor at a discount broker by providing basic information about you (the custodian) and the child. Once the child reaches the age of maturity, they gain control of the account and the assets.
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1 month ago | 
miamiherald.com | James Royal |Red Beard Ventures
Investors remain worried about how inflation could impact their portfolios. While inflation has come down off its multi-decade highs, it remains elevated, despite the efforts of the Federal Reserve to rein it in. New tariffs from the Trump administration threaten to push prices higher for some goods yet again, so it might still be a good time to evaluate your portfolio and decide if adding some inflation hedges makes sense for you.
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2 months ago | 
miamiherald.com | James Royal |Red Beard Ventures
Key takeawaysREITs allow investors to invest in real estate without the hassle of managing the property themselves. REITs have special tax advantages that allow them to pay large and growing dividends. Publicly traded REITs and REIT funds are the best ways for investors to invest in the sector. Investors looking for growth and dividend income may want to consider REITs as a long-term solution.
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2 months ago | 
miamiherald.com | James Royal |Red Beard Ventures
Key takeawaysThe certified financial planner certification is one of the most highly sought-after designations for financial professionals and can add a lot of value to their careers. The CFP certification requires holders to abide by a fiduciary standard, putting their clients' needs first. A CFP holder must pass an exam, have demonstrated experience, participate in ongoing education and commit to an ethics standard.
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2 months ago | 
miamiherald.com | Nina Semczuk |Red Beard Ventures
Key takeawaysPrivate equity is a type of alternative investment in which investors' money is pooled together, often in exchange for stock in a private company. There are three main types of private equity strategies: venture capital, growth equity and leveraged buyouts. Investments in private equity are usually made by accredited investors and institutional investors, but retail investors can make indirect investments in private equity in some cases.
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2 months ago | 
miamiherald.com | Dori Zinn |Red Beard Ventures
Investing in 2025 is more accessible than ever - but it isn't always easy. With nearly constant market volatility and financial advice flooding your social media feed, it's easy to make mistakes that hurt your long-term returns. Whether you have $5 or $500,000, avoiding these common traps can save you from costly mistakes and future regret. Mistake No. 1: Comparing yourself to othersIt's easy to look at what others are doing and feel defeated when you aren't at the same level.
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2 months ago | 
star-telegram.com | Brian Baker |Red Beard Ventures
Bitcoin and other cryptocurrencies have been extremely volatile over the past 15 years since being introduced. These digital assets are often touted for their protection against inflation and potential for long-term stability, but the reality is they've behaved more like risky assets during periods of market upheaval.
