Jay Philbrick

Oct 22, 2024 | onlinelibrary.wiley.com | Adam Bloomfield |Kyung Min Lee |Jay Philbrick |Sita Slavov

ACA Affordable Care Act ASEC Annual Social and Economic Supplement Auto-IRA automatic enrollment individual retirement account BDS Business Dynamics Statistics CPS Current Population Survey EIN employer identification number ESRP employer-sponsored retirement plan IRA individual retirement account 1 INTRODUCTION Employer-sponsored retirement plans (ESRPs)1 represent the largest source of private retirement saving, and over time an increasing share of employers have been automatically...

Jun 28, 2023 | aei.org | Sita Slavov |Adam Bloomfield |Kyung Min Lee |Jay Philbrick

AbstractThis paper investigates the effect of state retirement plan mandates on the supply of employer-sponsored retirement plans (ESRPs) by firms. These policies require employers to either (1) offer ESRPs to workers or (2) facilitate automatic payroll deductions that are deposited into individual retirement accounts (IRAs) established for workers by the state.

Jun 22, 2023 | nber.org | Adam Bloomfield |Kyung Min Lee |Jay Philbrick |Sita Slavov

We greatly appreciate feedback from audiences at the Association for Public Policy Analysis and Management (APPAM) Annual Research Conference; the RAND Behavioral Finance (BeFi) Conference; the Boulder Summer Conference in Consumer Financial Decision Making (CFDM); the U.S. Department of Labor (DOL); the U.S. Securities and Exchange Commission (SEC); and the U.S. Senate Committee on Health, Education, Labor, and Pensions (HELP).