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Sep 23, 2024 | 
money.com | Jennifer Conner Nelms |Colleen T. Dwyer |Marcela Otero Costa
Choice Home Warranty is an established company that offers affordable home warranty solutions. It provides two primary types of plans and enables you to customize your policy through numerous add-ons. Continue reading this review to learn about its pros and cons and other helpful information. Affordability is a common reason customers choose this company, with typical plans between $46 and $55 per month, covering most home appliances and systems.
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Aug 15, 2024 | 
money.com | Jennifer Conner Nelms |Taina Cuevas |Amarilis Yera
Identity theft is more common than some people realize. In 2021, the Bureau of Justice Statistics (BJS) reported that about one in 10 people were identity theft victims within the previous year. That statistic could soon skyrocket, as a recent class-action lawsuit claims a cybercriminal group going under USDoD sold personal information (including Social Security numbers) from nearly three billion people on a stolen data marketplace.
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Nov 13, 2023 | 
money.com | Jennifer Conner Nelms
Identity theft is a pervasive threat that has become ever more present in our current digital age. One way to protect yourself from it is with an identity theft protection service. ID Watchdog offers identity theft protection solutions that also provide comprehensive credit monitoring services. Read on to learn about ID Watchdog’s pros and cons, customer experience, plan options and pricing.
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Oct 24, 2023 | 
money.com | Jennifer Conner Nelms |Leslie Cook
Borrowing money from the equity you've built in your home over the years can be a good option if you need a lump sum of cash. But other needs may pop up that require an additional injection of funds. If you’ve already taken out a home equity loan, you may wonder if you can refinance it to continue taking advantage of your equity stake. In short, you can. Keep reading to learn about home equity loan refinancing and other options for accessing your home equity. Can you refinance a home equity loan?
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Sep 26, 2023 | 
money.com | Jennifer Conner Nelms |Jordan Chussler
Buying a life insurance policy requires you to make several decisions, including the coverage type. As you compare your options, you must decide what type of life insurance to purchase and whom to name as your beneficiaries. A life insurance beneficiary receives the payout of your policy when you die. In this guide, we’ll walk you through what a life insurance beneficiary is, the different types, beneficiaries' rights and considerations you should make when designating one.
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Sep 22, 2023 | 
msn.com | Jennifer Conner Nelms
Mortgages are necessary for most people looking to buy a home. With so many options available, it isn’t unreasonable to be confused while looking for the right loan, especially if you’re a first-time homebuyer. Those wondering what a balloon mortgage is will find it differs from your traditional loan type but can work well in some situations. Knowing the ins and outs of balloon mortgages will help you make smart financial decisions as you close in on a home purchase.
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Sep 22, 2023 | 
money.com | Jennifer Conner Nelms |Leslie Cook
Mortgages are necessary for most people looking to buy a home. With so many options available, it isn't unreasonable to be confused while looking for the right loan, especially if you’re a first-time homebuyer. Those wondering what a balloon mortgage is will find it differs from your traditional loan type but can work well in some situations. Knowing the ins and outs of balloon mortgages will help you make smart financial decisions as you close in on a home purchase.
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Sep 20, 2023 | 
money.com | Jennifer Conner Nelms |Paul Reynolds
A life insurance policy is an important component of your financial plans if your death could leave your family with debt, a loss of income or unfunded financial obligations, such as paying the cost of college for children. But what if you already have coverage, but it isn’t adequate to your needs? Additional coverage, including through new policies, may also make sense when you undergo major life events that change your financial obligations or risks.
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Sep 15, 2023 | 
msn.com | Jennifer Conner Nelms
Your credit score plays a role in your ability to get loans, credit lines and credit cards. This means you must protect and monitor it to prevent and detect issues such as identity theft. One part of monitoring it is learning how to freeze credit before you discover or suspect a problem. Continue reading to learn about credit freezes, what happens when you freeze your credit and how to do so. A credit freeze allows you to block lenders from accessing your credit file.
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Sep 15, 2023 | 
money.com | Jennifer Conner Nelms
Having trouble logging into your email, seeing weird messages in your sent folder or getting login alerts from strange locations? Bad news: Your email may have been compromised. Email is one of the most popular and effective forms of communication today. Unfortunately, since we now send so much information via email, our accounts are valuable targets for bad actors to attack.
