Money

Money is a U.S. personal finance brand and website that is managed by Ad Practitioners LLC. It was previously a monthly magazine published by Time Inc. from 1972 to 2018 and then by Meredith Corporation from 2018 to 2019. The site features a wide range of articles on personal finance subjects, including credit cards, mortgages, insurance, banking, and investing, as well as family finance topics such as college expenses, credit management, career advice, and home improvement. Money is particularly recognized for its yearly ranking of "America's Best Places to Live."

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A Growing Share of Americans Are Struggling to Pay Their Credit Card Bills

2 days ago | money.com | Liliana Hall |Julia Glum

More Americans with credit cards are falling behind on their bills than at any point in the last decade, with the percentage of cardholders making only the minimum payment climbing to a 12-year high. According to a report released April 9 by the Federal Reserve Bank of Philadelphia, 11.12% of U.S. cardholders paid only the minimum in the fourth quarter of 2024, covering October, November and December, up from 10.75% in the third quarter (July, August and September).
Panic at the Checkout: What America Is Racing to Buy Before Trump Tariffs Hit

1 week ago | money.com | Martha C. White |Katherine Peach

Retail sales surged last month as Americans binge-bought everything from lawnmowers to lacrosse sticks ahead of widespread tariffs. The Commerce Department released data on Wednesday that showed a big jump in the amount of money Americans spent in March. Overall retail sales rose 1.4% from a month earlier. Economists had expected a 1.2% increase, which would have been high for a month-to-month reading. The actual data blew past that estimation.
How to Spring-Clean Your Finances for the Rest of 2025

1 week ago | money.com | Julia Glum |Katherine Peach

Spring cleaning is a centuries-old tradition aimed at trashing the old and ushering in the new. With vibes high (and melatonin levels low), it's an opportunity to wipe away the vestiges of winter and welcome warmer weather with open arms. But while you're Cloroxing the bathroom, washing the linens and decluttering the junk drawer, you can't neglect your money. Here are five easy ways to spring-clean your finances so you're well-positioned for the rest of 2025.
USPS to Raise Stamp Prices - Again - in July 2025

1 week ago | money.com | Liliana Hall |Julia Glum

The cost of stamps is about to go up — again. The U.S. Postal Service proposed a rate hike for its first-class Forever stamp in a notice filed with the Postal Regulatory Commission last week. The move, pending approval, would raise the price of Forever stamps from 73 cents to 78 cents — approximately a 6.8% increase — on July 13.
Americans' 'Magic Number' for a Comfortable Retirement Has Dropped $200K

1 week ago | money.com | Pete Grieve |Katherine Peach

The amount of money Americans think is necessary to retire decreased over the past year as inflation cooled, easing fears about retirement costs spiraling out of control. The shift was observed in an annual Northwestern Mutual survey that asks about respondents' "magic number" for retirement. On average, people believe they'll need $1.26 million, a significant decrease from last year, when the estimate was $1.46 million.
This 401(k) Change Could Help 3 Million More Americans Afford Retirement

1 week ago | money.com | Adam Hardy |Katherine Peach

For many workers, saving for retirement is a chore, given how complex managing workplace plans can be. However, new research shows that automating key administrative aspects of the process could have life-changing benefits for millions of Americans. By streamlining 401(k)s, the share of account holders who can afford to retire jumps from 62.8% to 67.6%, a recent analysis from the nonprofit Employee Benefits Research Institute, or EBRI, finds.
Gold Prices Hit Another Record High. Will They Keep Rising?

1 week ago | money.com | Jordan Chussler |Julia Glum

The price of gold set a new record Friday amid a turbulent stock market, an evolving trade war and softening economic indicators. The precious metal opened Friday morning at $3,194.20 — its highest opening price in history — with intraday prices reaching as high as $3,244, putting its year-to-date gain at 38%. The ongoing rally has been bolstered by a weakened U.S. dollar, which has fallen in value by 8.39% since Inauguration Day on Jan. 20.
Need Tax Help? 11 Questions You're Too Stressed to Google

1 week ago | money.com | Julia Glum |Katherine Peach

If you've been procrastinating on filing your taxes — and who hasn't? — you may want to get moving. The deadline is Tuesday. As of March 28, just 89.6 million of the 140 million expected individual income tax returns had been filed to the IRS. (Remember: These tax returns are for the 2024 year, even though we're in the 2025 tax filing season.) That means it's crunch time for a huge swath of Americans. Don't waste precious seconds searching the web for answers to your tax questions.
New Social Security COLA Estimate Ticks Down After Inflation Data

1 week ago | money.com | Pete Grieve

Estimates for the next cost-of-living adjustment to Social Security moved downward this week as new consumer price index data showed inflation cooling to 2.4%. Inflation fell to the lowest level in four years, with the numbers coming in under what Wall Street had forecasted ahead of Thursday's Bureau of Labor Statistics report. With the annual inflation rate dropping, Mary Johnson, an independent Social Security analyst, now predicts a 2.2% COLA for 2026.
April Is Usually a Great Month for Stocks. Trump's Tariffs Could Change That This Year

1 week ago | money.com | Liliana Hall |Jordan Chussler

The stock market historically loves April. But the month's track record of strong performances is uncertain this year after President Donald Trump’s back-and-forth tariff announcements have sent U.S. stocks into a frenzy. Since 1971, April has been the second-best month of the year for the S&P 500. However, this year the month began with the index dropping 11.54% alongside a record two-day loss that wiped out $6.6 trillion in investor value.