Jeremy Boot

May 15, 2024 | finextra.com | Steve Morgan |Akhil Rao |Jeremy Boot |Supriya Dahiwelkar

Distinguishing your financial services from competitors is not just an advantage—it's a necessity. Let's explore this concept deeply, showing how modern financial brands can create a significant edge by building digital service advantages on five critical value levels. While many financial brands stick to outdated designs and "copycat" services, next-gen companies captivate the market by aligning their offerings with evolving consumer expectations.

May 15, 2024 | finextra.com | Steve Morgan |Akhil Rao |Jeremy Boot |Supriya Dahiwelkar

Some estimates put the MSME credit gap in Philippines at around $221 Bn, met only to the extent of $15 Bn. A lot of ground has been covered in recent years on this matter. A core issue, as many practitioners rightly point out,  is the lack of formal data. Audited data is hard to come by, records are often not kept as per expectations and many small businesses do their trade in a fragmented way.

May 15, 2024 | finextra.com | Jamel Derdour |Akhil Rao |Joris Lochy |Jeremy Boot

If you've purchased big-ticket items on payment plans or used ride-hailing apps and paid through the app, you've likely engaged with embedded finance. Embedded finance integrates financial services, like loans and debit cards, into nonfinancial products or services. But how does this concept translate across different industries? And how can businesses harness its potential?

May 14, 2024 | finextra.com | Jamel Derdour |Akhil Rao |Joris Lochy |Jeremy Boot

In today’s interconnected economy, efficient cross-border payments are crucial for businesses and individuals alike. Yet, traditional payment methods often face challenges such as delays, high costs, and limited transparency. Fortunately, recent innovations in financial technology, notably the adoption of the ISO 20022 messaging standard and machine learning, offer promising solutions to these issues.

May 14, 2024 | finextra.com | Akhil Rao |Joris Lochy |Jeremy Boot |John Bertrand

In recent years, the financial industry in the UK and Europe has undergone a significant transformation driven by a number of factors including the advent of open banking. This innovative approach to banking not only promises greater convenience for consumers but also spurs innovation, and facilitates financial inclusion. As open banking continues to gain momentum, its impact on the financial landscape of the UK and Europe is becoming increasingly profound.