Joe Pepper

Jan 20, 2025 | ffnews.com | Lauren Towner |Joe Pepper

PEXA, the fintech behind the world’s first digital property exchange process, today announces that it has processed £100 million worth of UK remortgage transactions through its platform. The milestone demonstrates the increasing appetite among stakeholders to overhaul the technology and back-end infrastructure that supports the sector.

Jan 7, 2025 | ffnews.com | Dominic Sow |Joe Pepper |Nitesh Thadani

PEXA, the world leader behind the first digital property exchange process, today announces the appointment of Nitesh Thadani to the role of UK Chief Technology Officer to drive the ongoing development and rollout of its technology platform in 2025. Thadani, a long-time advocate of a digitised property transaction process, brings more than 20 years of experience in his field.

Jul 19, 2024 | ffnews.com | Lauren Towner |Alex Reddish |Joe Pepper |Ryta Zasiekina

A global payments technical issue caused The Bank of England‘s CHAPS payment system yesterday (Thursday 18th July) to fail leaving a large proportion of time-sensitive and high-value payments delayed. According to The Bank of England in February 2021, the average daily value of CHAPS payments was £341 billion, and the bank-to-bank payments system is used by individuals who are buying expensive items like a car or to paying a deposit on a house.

Mar 4, 2024 | cityam.com | Joe Pepper

Monday 04 March 2024 5:52 am The hidden infrastructure holding back the housing market Politicians of all stripes are promising to help more people onto the housing ladder, but behind the headline-grabbing policies, the elephant in the room is whether the mortgage and conveyancing market can cope with a spike in transactions, says Joe Pepper The housing market will be a key battleground in the forthcoming election, and we have already seen some of the battle lines drawn. Labour has committed...

Jan 25, 2024 | mortgagestrategy.co.uk | Joe Pepper |David Burrows

The year has kicked off with a bang in the mortgage market. A price war between major lenders is underway as markets reassess their interest rate expectations, and lenders rapidly reprice their products. Barclays and Santander are among the latest financial institutions to announce a slash to their mortgage rates, joining the ranks of HSBC and Halifax, and sub 4% two-year fixes have made a welcome comeback. Has the market turned a corner?