John Ulzheimer

1 month ago | cardrates.com | Andrew Allen |John Ulzheimer |Andrea Woroch

Our experts and industry insiders blog the latest news, studies and current events from inside the credit card industry. Our articles follow strict editorial guidelines. Managing spend just became a lot easier for business customers of U.S. Bank, a financial services company that serves local and international businesses from its more than 2,000 branches across 26 states.

1 month ago | cardrates.com | Andrew Allen |John Ulzheimer |Andrea Woroch

Everyone wants to enjoy their work and report to an employer that trusts them and values their contributions. Job seekers may struggle to form an accurate picture of what it is like to work for a prospective employer. But they can draw confidence from reports issued by independent agencies that detail the experiences workers have with their employers. Fortune recently released its ranking of the 100 Best Companies to Work For in 2025, and a number of credit card issuers are included on the list.

2 months ago | cardrates.com | Andrew Allen |John Ulzheimer |Andrea Woroch

In March of 2024, the Consumer Financial Protection Bureau (CFPB) announced that it was seeking to amend Regulation Z, which provides protections to consumers who use credit products. Specifically, the CFPB aimed to cap the late fees large credit card issuers charge cardholders when they miss a payment due date. The Consumer Financial Protection Bureau defines large credit card issuers as those that, combined with their affiliates, have at least 1 million open credit card accounts.

2 months ago | cardrates.com | John Ulzheimer |Andrea Woroch |Erica Sandberg

Visa, Mastercard, and American Express are having a tug-of-war over whose network will get to provide the back-end plumbing for the Apple Card. That’s not exciting, I know, but here’s the kicker: Wall Street Journal published that Visa reportedly offered Apple a staggering $100 million to abandon Mastercard and join its ranks. That’s not a casual offer — it’s the kind of money Visa sets aside for offers to giants like Costco.

2 months ago | cardrates.com | Erica Sandberg |John Ulzheimer |Andrea Woroch

Keeping up with the kids isn’t always easy. When I asked my daughter what the latest word for “cool” is she replied, “glowed up.” So when I read the headline to this column to her she laughed, and laughed, and said yes, before dashing off to yoga. Assuming she wasn’t pulling my leg, I’m going with it because — as it turns out — credit cards are hip to the segment of the U.S. population between the ages of 13 and 28. The statistics that bear this out are striking.