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Sep 16, 2024 | 
financederivative.com | Joman Kwong
By Joman Kwong, Strategic Solutions Manager, Financial Services, at LaserficheIf the mortgage process wasn’t already complex enough, the current state of the UK economy is adding even more fuel to the fire. First-time buyers are likely to spend over one-third of their pay on mortgage payments. With so much at stake, expectations on mortgage providers are understandably high, with customers desiring a smooth and supportive service.
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Aug 8, 2024 | 
msn.com | Joman Kwong
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Aug 8, 2024 | 
msn.com | Joman Kwong
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Aug 8, 2024 | 
msn.com | Joman Kwong
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Aug 8, 2024 | 
techradar.com | Joman Kwong
(Image credit: Shutterstock)The current mortgage process is challenging for all involved. For customers, purchasing a home is likely the biggest purchase they will make in their lifetime. The knock-on effect is that pressure on mortgage providers to deliver a smooth and supportive service is intense, with customer emotions often understandably heightened. With tech integrated into so many areas of the public’s lives, customers no longer have the patience for outdated processes and clunky systems.
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Aug 8, 2024 | 
flipboard.com | Joman Kwong
1 day agoAverage mortgage rates continue to plunge on popular 30-year and 15-year terms as of Tuesday, August 6, 2024, after Monday's stock market turbulence emerging from last week's softer-than-expected jobs report and unexpected jump in unemployment to its highest since October 2021. The current average …
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Feb 9, 2024 | 
cuinsight.com | Caroline Willard |Ben Prager |John Pettit |Joman Kwong
In August 1998:Google hadn’t been founded yet. The Kosovo War was underway. The Credit Union Membership Access Act of 1998 (CUMAA or HR 1151) was signed into law. It has been a generation since we saw meaningful change to the ability of credit unions to grow. It’s safe to say that our financial and economic landscape has changed many times over since 1998, so it’s time for legislation to catch up and better meet the needs of the unbanked and underbanked populations.
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Feb 9, 2024 | 
cuinsight.com | Ben Prager |Mark Arnold |John Pettit |Joman Kwong
Most brands dream of standing the test of time. Few achieve it. In 2022, Coinbase made waves with a Super Bowl ad that featured nothing but a bouncing QR code linking to their website. In a single minute, they received visits to their landing page. But, just as soon as the spot appeared, it vanished from the airwaves. Others are in it for the long haul. Hershey has run the same exact “Christmas Bells” spot since 1989. The ad is a staple of the holiday season.
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Feb 8, 2024 | 
cuinsight.com | Lucia Mutikani |John Pettit |Joman Kwong |ARIS JERAHIAN
The number of Americans filing new claims for unemployment benefits fell slightly more than expected last week, pointing to underlying labor market strength despite a recent surge in announced layoffs, mostly in the technology industry. The report from the Labor Department on Thursday also showed unemployment rolls shrinking a bit in late January after swelling to a two-month high earlier.
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Feb 8, 2024 | 
cuinsight.com | John Pettit |Joman Kwong |ARIS JERAHIAN |Mark Arnold
Consumer credit outstanding topped a record-breaking $5 trillion in November of 2023, putting growth at a 5.7% annual rate—the biggest gain since November 2022. Nonrevolving credit, including auto loans, increased at a 1.5% rate. To keep pace with the quickly evolving landscape, credit unions, community banks, and regional banks may feel like they’re doing a tightrope walk.
