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Aug 9, 2024 | 
cuinsight.com | Ben Prager
Social media invites a whirlwind of ever-changing trends, inviting consumers to constantly redefine their identities. From the current “it shoe,” to the trendiest home decor, to the most popular water bottle, people are consistently buying more and more. This social media dominated world has produced instant pressure for people to fit in with the latest fads, with young people being especially susceptible.
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Feb 9, 2024 | 
cuinsight.com | Ben Prager |Sean Galli |Randy Ralston |DaLand CUSO
2024 is a rare year – a Leap Year! February has one extra day, and it only happens every four years. But your community bank or credit union marketing needs to leap ahead too…and it shouldn’t happen only once in a blue moon. No, your marketing must seek the next path forward every day if you plan on surviving in this competitive market. Here are five ways for your community bank or credit union marketing to leap ahead this month.
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Feb 9, 2024 | 
cuinsight.com | Ben Prager |Bo McDonald |Randy Ralston |DaLand CUSO
“Bo, we need marketing help. Can you help us?”Of course I can, but more often than not when I start digging in with a new client I, find that marketing is the last thing needed to jumpstart growth. When we go through our unique in-depth onboarding process and ask a ton of questions, we start finding the real reasons why the credit union isn’t growing.
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Feb 9, 2024 | 
cuinsight.com | Randy Ralston |DaLand CUSO |Caroline Willard |Ben Prager
New interchange research shows legislative efforts to disrupt the “safe, secure and well-functioning credit card system” with the Big Box Bailout bill would hurt people that bill sponsors claim it would benefit, America’s Credit Unions wrote to members of Congress Wednesday. “If Congress passes this flawed interchange bill, there are six distinct consequences to American families and small businesses,” wrote America’s Credit Unions’ Greg Mesack and Jason Stverak.
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Feb 9, 2024 | 
cuinsight.com | Randy Ralston |DaLand CUSO |Caroline Willard |Ben Prager
In the ever-evolving financial services landscape, optimizing technology spend is not just a necessity; it’s a strategic imperative. This immutable three-step approach ensures that every dollar invested translates into meaningful change, addressing pain points, leveraging automation strategically, and delivering positive impacts for both members and employees. Meaningful digital transformation requires your credit union to first conduct a thorough, dispassionate analysis of current operations.
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Feb 9, 2024 | 
cuinsight.com | Caroline Willard |Ben Prager |John Pettit |Joman Kwong
In August 1998:Google hadn’t been founded yet. The Kosovo War was underway. The Credit Union Membership Access Act of 1998 (CUMAA or HR 1151) was signed into law. It has been a generation since we saw meaningful change to the ability of credit unions to grow. It’s safe to say that our financial and economic landscape has changed many times over since 1998, so it’s time for legislation to catch up and better meet the needs of the unbanked and underbanked populations.
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Feb 9, 2024 | 
cuinsight.com | Ben Prager |Mark Arnold |John Pettit |Joman Kwong
Most brands dream of standing the test of time. Few achieve it. In 2022, Coinbase made waves with a Super Bowl ad that featured nothing but a bouncing QR code linking to their website. In a single minute, they received visits to their landing page. But, just as soon as the spot appeared, it vanished from the airwaves. Others are in it for the long haul. Hershey has run the same exact “Christmas Bells” spot since 1989. The ad is a staple of the holiday season.
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Nov 17, 2023 | 
cuinsight.com | Ben Prager |Alyssa Angurio |Jack Wayne Imes |Brittany Holmes
Welcome to the CUInsight Minute, sixty seconds from our Community and Marketing Coordinator Alyssa Angurio with our favorite reads from the week. Mentioned:Getting college students to pledge your CUby BEN PRAGER, PRAGER CREATIVEThink the life of a college student is carefree? Think again. From tuition to textbooks, being a student is more expensive—and demanding—than ever. Over 50% of college students report experiencing daily, chronic stress according to the American Psychological Association.
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Nov 14, 2023 | 
cuinsight.com | Caroline Willard |Randall Smith |Kristi Nelson |Ben Prager
In an era where information flows freely and quickly, misinformation has become a pervasive issue that affects relevance, reputation, and ultimately, the bottom line. Credit unions are woefully accustomed to ongoing existential threats but with misinformation leveraged as a weapon, the once-familiar battleground has turned into a hazy field of confusion.
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Nov 13, 2023 | 
cuinsight.com | Jim Marous |Randall Smith |Kristi Nelson |Ben Prager
The year 2024 is shaping up to be a pivotal moment for U.S. banks and credit unions, according to a new playbook from digital banking solution provider Alkami. “Strategies & Budgeting for Financial Institutions” describes a barrage of economic, technological and demographic forces converging to create unprecedented challenges and opportunities for financial institutions of all sizes.
