-
Mar 27, 2024 | 
economic-policy.org | Joseph Harrington
#EconomicPolicy#EconomicPolicy79Contacts:Joseph Harrington: [email protected] economic test for unlawful agreements among competing firms to adopt a pricing algorithmResearch by Joseph Harrington develops a new approach for uncovering economic evidence of an unlawful agreement between competing firms to adopt a third party’s pricing algorithm.
-
Sep 29, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
Cyber Insurance
Has the first hard market come and gone? By Joseph S. Harrington, CPCUInquiring minds want to know: When will cyber insurance become like other lines of insurance?
-
Sep 20, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
Limiting Defense Within Limits
Some states revisiting “burning limits” in claims-made liability policies Defense-within-limits provisions appear most often in claims-made coverage for economic losses not necessarily tied to physical damage or injury. By Joseph S.
-
Sep 1, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
Driving agent sales and productivity with ai AGENCY PARTNERS Incorporating insurtech offerings with existing systems and “145 years of insurance data.” By Joseph S. Harrington, CPCU There are at least 900 insurtech vendors providing some sort of service to the property/casualty business. That’s according to Mark Stender, president and CEO of IntellAgents, a subsidiary of FatBrain AI that is working to remove the costly friction of integrating old and new solutions that help agents and others...
-
Aug 17, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
Business Income Lost and Found Prepare your clients for carrier methods used to reduce the amount of covered income losses Producers may wonder how some adjusters can utilize terms and concepts not expressed and defined in a policy, but the terms mentioned above have received some sanction from the courts. By Joseph S. Harrington, CPCU Explaining how business income insurance works is among the most challenging tasks facing commercial lines agents and brokers. At least four determinations are...
-
Jul 31, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
Workers Compensation
A critical line of coverage sustains positive results in challenging conditionsBy Joseph S. Harrington, CPCUWorkers compensation insurance was in generally good shape for both buyers and providers going into the COVID-19 pandemic and is still that way as we come out of it.
-
Jul 20, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
What insureds knew and should have known makes a big difference for liability coverage Claims-made coverage almost always includes exclusions for claims arising from acts or omissions that the insured knew or—perhaps—should have known could result in a claim when applying for coverage. By Joseph S. Harrington, CPCUFifty years after the riveting US Senate Watergate hearings, we have a pretty complete answer to US Sen.
-
Jun 30, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
The market is stressed but stable after 15 tumultuous yearsBy Joseph S. HarringtonOver the past 15 years, the world’s economy has been battered by a global recession and a global pandemic, the latter coming just as the effects of the former finally receded.
-
Jun 21, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
COVERAGE YOU SELL Consistent coverage interpretations and claim resolutions will promote consumer confidence at both ends of the insurance transaction It’s taken awhile, but regulations governing the conduct of public insurance adjusters … are becoming as rigorous and pervasive as those regulating agents and brokers By Joseph S. Harrington, CPCU It’s taken awhile, but regulations governing the conduct of public insurance adjusters, who represent policyholders in claim settlements, are...
-
Jun 1, 2023 | 
roughnotes.com | Joseph Harrington |Sam Berman
Has the line turned a corner, or are there miles yet to go? By Joseph S. Harrington, CPCUOver a decade of relatively benign conditions in property/casualty insurance, commercial auto—buffeted by rising severities of both personal injury and physical damage losses—stood out as a uniquely distressed line struggling to achieve stable profitability.
