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2 months ago | 
mortgagestrategy.co.uk | Katherine Willis |David Burrows |Roger Baird
Paresh RajaCEO, Market Financial SolutionsThe buy-to-let (BTL) market necessitates change. As it evolves, borrowers need to adapt. If they don’t, they risk being left behind. The last year or so saw a lot of change in the property market. There was the political upheaval, which started with Labour’s substantial general election win, and continued with Rachel Reeves’ first Autumn Budget.
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Nov 18, 2024 | 
mortgagestrategy.co.uk | Alexis Rog |Katherine Willis
The success of the release of ChatGPT in December 2022 put artificial intelligence (AI) at the forefront of boardroom discussions across many companies. The ability to generate human-like responses to almost any query with remarkable confidence has captivated many. ‘AI’ is an umbrella term that encompasses a wide range of technology, including machine learning, natural language processing, computer vision, robotics and more.
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Nov 18, 2024 | 
mortgagestrategy.co.uk | Katherine Willis
Paresh Raja, CEO, Market Financial SolutionsRegardless of the state of the market, it’s always important for lenders to remain as flexible as possible. In good times and bad, we should never let our guard down. It’s always easy assessing things in hindsight. The risk is that we’ll find ourselves in a false sense of security that leads to complacency. If we struggle to adapt to the market as it changes suddenly or without warning, we risk letting down homeowners, property investors and landlords.
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Oct 17, 2024 | 
mortgagestrategy.co.uk | Katherine Willis |Becky Bellamy |Roger Baird
Lucy Lewis Senior national accounts and first-time buyer leadSkipton Building SocietyAs a broker, you’ll know only too well that affording to buy a first home is one of the greatest money challenges of modern times. Barely a week goes by without media coverage devoted to the struggles that first-time buyers are facing; of how getting onto the property ladder is beyond the reach of far too many people. At Skipton Building Society, we’re contributing to this really important conversation.
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Sep 17, 2024 | 
mortgagestrategy.co.uk | Katherine Willis |Roger Baird
Angela Hesketh,Head of market development UK, PEXAThe process of buying and selling property has long been a cornerstone of the economy, yet it remains complex and risk-prone. Recent digital advancements are transforming this landscape. PEXA, a digital platform, is setting new standards in the UK for secure and efficient property transactions.
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Sep 17, 2024 | 
mortgagestrategy.co.uk | Katherine Willis |Roger Baird
Jonathan Workman,Mortgages transformation director, Paragon BankCan you start by telling us a little bit about your role? I joined Paragon in 2021 as transformation director. The role sees me lead the transformation programme within Paragon’s mortgage business, which has been under way for a couple of years. Can you tell us about the transformation programme?
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Sep 17, 2024 | 
mortgagestrategy.co.uk | Katherine Willis
What was the average UK house price in 1980? £20,000, £40,000 or £55,000What is the UK’s fifth-biggest city? Only one city region in England and Wales has less than half of residents as homeowners (47%). Which is it? Birmingham, Cardiff or LondonWhich famous UK landmark/venue has the following postcode? HA9 0WS“Once you bid farewell to discipline, you say goodbye to success.”Which famous sporting giant said this? In what year was ‘Chip and pin’ introduced in the UK?
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Sep 10, 2024 | 
moneymarketing.co.uk | Katherine Willis |Tom Browne |Kimberley Dondo
Octopus InvestmentsIn association with Greg Davies, Oxford RiskFor professional advisers and paraplanners only. Not to be relied upon by retail investors. When we look back over history, one thing has remained constant: there has always been financial uncertainty. And in every era of our lives there have always been good reasons not to invest, to keep cash, to avoid risk, or to put off making important decisions. Of course, the specifics change over time.
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Aug 7, 2024 | 
mortgagestrategy.co.uk | Katherine Willis |Gary Adams
Paresh Raja, CEO, Market Financial SolutionsNew data from Companies House shows that 47,400 new buy-to-let (BTL) companies were incorporated across the UK in 2021. This is a record number for a single year and the statistic underlines two points:First, BTL investments remain in high demand, with more people creating companies through which to manage their portfolios. This demand is to be expected, given the average UK house price rose by £24,500 last year.
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Jul 15, 2024 | 
mortgagestrategy.co.uk | Katherine Willis
Andrew Lloyd Chief customer officer, PEXAOver 1.5 million people are expected to see their fixed-term mortgages expire before the end of the year. For them, the good news is that product rates have fallen since their peak of nearly 6%, so we are moving in the right direction especially with inflation now at 2%, signalling at least some form of economic recovery.
