Articles

  • Oct 30, 2024 | nationalmortgageprofessional.com | Katie Jensen

    Credit-scoring company, VantageScore, released its CreditGauge for September 2024, which found that credit delinquencies are rising across products while the days past due (DPD) continue to mount and the percentage of consumers with newly opened credit accounts declines. CreditGauge, a monthly analysis highlighting the overall health of U.S. consumer credit, shows the average VantageScore 4.0 credit score increased slightly but held at 702 for the seventh month in a row.

  • Jul 15, 2024 | nationalmortgageprofessional.com | Katie Jensen

    The U.S. Court of Appeals for the Seventh Circuit has reversed a district court’s decision, ruling on July 11 that the Consumer Financial Protection Bureau (CFPB) has broad authority to discourage discrimination to combat redlining, which allowed the CFPB to score a major victory in its case against Townstone Financial.

  • Jul 9, 2024 | scholarsarchive.byu.edu | Katie Jensen |Brigham Young |Paul R. B

    Keywordscholic acid-derived antibiotics, electron microscopic analysis, steroid antibioticsCollegePhysical and Mathematical SciencesDepartmentChemistry and BiochemistryAbstractPathogenic bacterial resistance to antibiotics has risen sharply over the past two decades.1 This problem is compounded with Gram-negative bacteria, which, in addition to developing specific resistant mechanisms, also display membrane structures that are impermeable to many hydrophobic antibiotics.

  • Apr 3, 2024 | nationalmortgageprofessional.com | Katie Jensen

    Newly-built homes reached their smallest median size in 13 years, NAHB reports. What’s the ultimate hack to afford a home in today’s over-inflated market? According to the National Association of Home Builders (NAHB), buyers are looking for smaller homes that come with smaller price tags. Builders are responding accordingly; an NAHB analysis found that new homes built in 2023 reached their smallest median size in 13 years.

  • Mar 18, 2024 | nationalmortgageprofessional.com | Erica Drzewiecki |Sarah Wolak |Katie Jensen |Jack Dunn

    Kristen Eklund found success by focusing on transient mortgage market; The legal assault on inclusion and its ripple effects in the mortgage industry; Women and self-imposed pressures; How to keep staff engaged in a down market; Focus on the consumer experience; Tomorrow-oriented improvements in marketing technology; Changes coming for investment properties; Challenge the status quo; plus Women Of Tech honorees and we recognize Leading LOs: Top Originators.

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