Kevin Payne

Oct 31, 2024 | wsj.com | Kevin Payne

, the economy is growing and interest rates are a percentage point lower than this time last year. If you're planning to buy a house soon, your credit score will play a significant role in the mortgage interest rate you can expect and which loans you qualify for. A higher credit score can make you eligible for mortgage lenders’ lowest rates. Your is a snapshot of your credit report and is calculated using information about your payment history, credit history, type of debt and how much you owe.

Sep 9, 2024 | apnews.com | Kevin Payne |Keith Meatto

This content is created by AP Buyline in accordance with AP’s editorial guidelines and supervised and edited by AP staff. Our evaluations and opinions are not influenced by our advertising relationships, but we may earn commissions from our partners’ links in this content. Learn more about AP Buyline here. Updated September 19, 2024In a nutshellZero-down mortgage programs could be a path to homeownership for first-time buyers, but they also carry potential risks you should consider before applying.

Aug 1, 2024 | newsweek.com | Kevin Payne |Robert Thorpe

Low spending requirement to earn intro bonusNo bonus spending categories to track or activateNo annual fee Recommended for good-to-excellent creditLower cash back rate than some flat-rate cardsHigh ongoing APR The Capital One Quicksilver Cash Rewards Credit Card is a no-fuss cash back rewards card without hoops to jump through. The card earns the same unlimited flat rate of 1.5% cash back on all purchases, whether it’s a trip to the fuel pump, the grocery store or Europe.

Jul 3, 2024 | newsweek.com | Kevin Payne |Robert Thorpe

Understanding the value of cash back is simple, but valuing airline miles or points redeemable for travel requires digging a bit deeper. At Newsweek, we’ve developed a common language to talk about the value of points and miles: our valuations. Our valuations translate points into dollars and cents in a way that reflects reality.

Jun 7, 2024 | newsweek.com | Kevin Payne |Claire Dickey

Understanding the value of cash back is simple, but valuing airline miles or points redeemable for travel requires digging a bit deeper. At Newsweek, we’ve developed a common language to talk about the value of points and miles: our valuations. Our valuations translate points into dollars and cents in a way that reflects reality.