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2 weeks ago | 
businessinsider.com | Sophia Acevedo |Kit Pulliam |Henry Blodget
Not paying off your credit card each month could be a sign that you're overspending. FOTOGRAFIA INC./Getty Images 2025-04-26T11:15:02Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Credit card debt can be a major sign you're overspending, four financial planners say.
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2 weeks ago | 
businessinsider.com | Sarah Silbert |Kit Pulliam |Henry Blodget
It's important to boost your emergency fund if you're worried about layoffs and recessions. shapecharge/Getty Images 2025-04-25T15:52:05Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Layoffs and recession concerns make it even more important to have an ample emergency fund.
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3 weeks ago | 
businessinsider.com | Sophia Acevedo |Kit Pulliam |Henry Blodget
It's a good idea to start preparing your budget for the higher prices that tariffs might bring. d3sign/Getty Images 2025-04-21T16:18:27Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Year-over-year inflation was lower than expected in March, with the CPI reporting rates of 2.4%.
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1 month ago | 
businessinsider.com | Kit Pulliam |Sophia Acevedo
Opening checking and savings accounts together can earn you bonuses and high interest rates. South_agency/Getty Images 2025-03-29T11:15:02Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . After last week's Fed meeting, concerns over stagflation are beginning to rise.
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1 month ago | 
businessinsider.com | Kit Pulliam |Sophia Acevedo
Personal Finance Taxes You can use your tax refund as an extra savings boost if you're concerned about a possible recession. fizkes/Getty Images/iStockphoto Stock volatility caused by President Donald Trump's tariff plans has sparked fear of a recession. Financial planners share ways to make a tax refund count if you are wary of economic conditions. Keeping strong savings, paying off high-APR debts, and investing while stocks are down can all help.
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1 month ago | 
businessinsider.com | Kit Pulliam |Sophia Acevedo
Personal Finance Banking Financial planners explain how their advice has shifted since the September 2024 Fed cut. FG Trade Latin/Getty Images Six months ago, the Federal Reserve cut interest rates for the first time since early 2020. It may be beneficial to increase your emergency savings due to the economic environment. Bonds and CDs can also help you lock in high rates before they drop, but do your research.
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2 months ago | 
businessinsider.com | Kit Pulliam |Sophia Acevedo
Personal Finance Banking Certificates of Deposit Opening a high-interest CD will let you lock in a good interest rate with low risk. d3sign/Getty Images Stock market volatility spurred by President Donald Trump's tariff plans has made investing risky. Opening a high-yield CD can help you lock in high interest without worrying about losing money. No-penalty CDs can help you avoid early withdrawal penalties in case of emergency withdrawals.
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2 months ago | 
businessinsider.com | Kit Pulliam |Sophia Acevedo
Personal Finance Banking Bank accounts still offer rates well above 3.5% as stocks crash amid tariff uncertainty. damircudic/Getty Images Concerns about President Donald Trump's tariff plans caused stock prices to plummet. If you want to avoid investments for now, a high-interest bank account could be a good option. High-yield savings accounts, high-yield checking accounts, and CDs can earn you high interest rates.
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2 months ago | 
businessinsider.com | Kit Pulliam |Sophia Acevedo
Personal Finance Taxes Fintechs are starting to offer free tax filing, helping you avoid fees from conventional services. Moyo Studio/Getty Images Elon Musk previously created confusion about whether the IRS Direct File program was available. Some fintechs, such as Chime, Varo, and Cash App, offer free tax filing for customers. You'll generally need to use one of the company's other services to qualify for free tax filing.
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2 months ago | 
businessinsider.com | Kit Pulliam |Avril Ayers
Personal Finance Money Stories Eliana Vornov switched jobs to stay remote despite the financial downsides. Kit Pulliam This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . When Eliana Vornov's job announced a return to office, she chose to take a worse-paying remote job. While the salary was similar to her previous role, her bonus and stock grants were much worse.
