Sophia Acevedo

2 weeks ago | businessinsider.com | Sophia Acevedo |Kit Pulliam |Henry Blodget

Even if you know you need to spend less, it can be hard to know where to start. Learning how to budget can be overwhelming without guidance, and not going in with a strong plan can lead to frustration and difficulty sticking to your goals. Business Insider asked CFP® professionals what their first response would be if their clients asked them how to spend less. Their responses fell into three major groups, all focused on understanding how you can make your budget work for your savings goals.

2 weeks ago | businessinsider.com | Sophia Acevedo |Kit Pulliam |Henry Blodget

On May 18, Capital One and Discover completed their merger. This comes after the two banks announced their intentions to merge in February 2024. Capital One and Discover are both large banks that serve many customers, so this merger is leaving many consumers wondering what to expect going forward. We spoke to two financial professionals about what customers should do next now that Capital One and Discover have successfully merged. 1.

2 weeks ago | asianamericans.einnews.com | Sophia Acevedo |Evelyn He |Sarah Silbert

Business Insider's personal finance team compared Royal Business Bank to the best banks and found its bank account in need of improvement. It may be worth exploring if you'd like to bank with an Asian American-led financial institution that closely serves Asian American and local communities. It won't be ideal if you struggle to maintain high account balances or want to avoid monthly service fees.

3 weeks ago | businessinsider.com | Sophia Acevedo |Layla Meléndez |Henry Blodget

Treating yourself every now and then is part of enjoying life, but not all splurges are worth the price. While an occasional indulgence can bring joy and enhance your quality of life, many purchases don't stand the test of time. In fact, nonessential spending often leads to regret rather than reward. We spoke to financial experts about the purchases people most often regret — and what they found to be most worth it.

1 month ago | businessinsider.jp | Sophia Acevedo

厳しすぎたり、焦点が定まっていなかったりすると、支出を上手に減らすのが難しくなる。予算を立てるときは、厳しさや制限よりも、自分の価値観や目標を重視しよう。過去の出費を振り返り、自分のお金がどこに消えているのかを理解することで、賢く予算を立てることができる。インフレはますます加速している。賃金も上昇しているというが、それに追いつかないほどだ。それを理由に、今後は支出を減らし、賢い予算計画を立てようと考えている人も多いに違いない。そこでBusiness Insiderは5人のファイナンシャルプランナーに、節約しようとする人々が犯しがちな大きなミスについて尋ね、その避け方を教えてもらった。1.