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1 week ago | 
money.co.uk | Kyle Eaton
Managing credit card statements and employee spending can be time-consuming. Corporate credit cards offer a way to simplify these tasks and maintain control. However, they’re not the right fit for every business. This guide explains what a corporate card is and helps you determine whether it’s the right choice for your company and team.
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3 weeks ago | 
money.co.uk | Kyle Eaton
In the past, businesses could rely on cash or cheque payments. However, accepting card payments is essential nowadays. Without card payments, a business risks losing significant revenue. Card machines may seem intimidating, with different types available and a complex-sounding process, but they’re easy to set up and integrate into day-to-day operations. This step-by-step guide brings you up to speed, so you can use them with confidence.
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1 month ago | 
money.co.uk | Kyle Eaton
There are many factors to consider when it comes to card payments, all of which affect the fees you pay. Customers can pay online, in person or over the phone, for instance, while businesses can accept payments through providers offering pay-as-you-go plans or subscriptions. However, the charging structure is far from straightforward – some providers charge upfront fees, while others take a percentage of each transaction.
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1 month ago | 
money.co.uk | Kyle Eaton
Card payments are customers’ preferred payment method. They’re more convenient and secure than cash, meaning many of us no longer hit the shops with notes and coins. Understanding how card payments work and the benefits they offer can position your business for success. Here’s everything you need to know.
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1 month ago | 
money.co.uk | Kyle Eaton
To succeed, a business must hit its goals – and that starts with the numbers. A budget organises actual and projected income alongside costs, guiding spending and highlighting where to cut back. Here’s what you need to know about budgeting and why it matters.
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2 months ago | 
money.co.uk | Kyle Eaton
Feeling stuck with the harsh terms of a long-term business loan? Refinancing could be the solution. As your business grows — whether through more clients, new assets or rising profits — your financial position generally improves. This can open the door to better loan terms. If this is your situation, refinancing could help cut costs and boost cash flow. Here’s what you need to know to get started.
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2 months ago | 
money.co.uk | Kyle Eaton
Paying VAT bills can quickly eat into a small business’s funds and disrupt operations. The good news is that VAT loans let you spread the cost, helping keep cash flow steady while you meet your tax obligations. Here’s how they work and how to get one.
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Jan 30, 2025 | 
money.co.uk | Kyle Eaton
Many businesses need extra funds from time to time, whether for new equipment, covering unexpected bills, or bridging cash flow gaps during slower months. But large loans or long-term credit agreements can sometimes feel like too much of a commitment. If this sounds familiar, a revolving credit facility could be the answer. In this guide, we’ll break down how it works, along with the pros and cons, to help you figure out if it’s the right fit for your business.
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Jan 30, 2025 | 
money.co.uk | Kyle Eaton
Life moves fast in the business world. One month, your business is thriving; the next, it's barely surviving. There can sometimes be a need for quick, flexible solutions to tackle unexpected challenges, and a cash flow loan can help maintain operations during cash shortages. But what is a cash flow loan, how does it work, and what can you use it for? Keep reading to determine if it’s the right financing option for your small business.
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Jan 9, 2025 | 
money.co.uk | Kyle Eaton
Running an online business lets you reach countless customers and work from anywhere. But in a competitive market, a strong start is key. With the right idea, a clear brand, a solid plan and an understanding of legal requirements, you can launch confidently and avoid common pitfalls. This guide shows you how. Step 1- Find your idea Online startups span a range of industries and activities. Start by choosing a business idea that aligns with your strengths and interests.
