money.co.uk

3 weeks ago | money.co.uk | Joe Phelan

In a bid to tackle the UK’s housing shortage and revive the role of smaller developers, the government has announced a major overhaul of planning rules, land access, and funding support for SME housebuilders. The reforms aim to strip back bureaucracy, speed up development on small and medium sites, and channel fresh investment into local firms, with the ultimate goal of delivering 1.5 million new homes while simultaneously driving regional growth and job creation. Here’s what you need to know.

1 month ago | money.co.uk | Joe Phelan

No business is too small to be a victim. And, should the worst happen, how you communicate - what you say, how quickly you say it, and who you say it to - in the hours and days that follow can make or break your business’s reputation. It isn’t just about damage control; it’s about showing leadership, earning trust, and reassuring customers, staff, and stakeholders that you’re taking the situation seriously, that you have a plan in place, and that you’re actively working to resolve the issue.

1 month ago | money.co.uk | Rachel Wait

Strong financial management is key to business success. Whether you’re just starting out or scaling up, following a few golden rules can help you maintain stability, make smart decisions and grow with confidence. This guide outlines 13 top tips to help you manage your business finances successfully. These unsecured and secured loans could help you grow your business, cover running costs or even fund a new company. 1. Write a business planFirst, make sure you have a solid business plan in place.

1 month ago | money.co.uk | Rachel Wait

Making Tax Digital (MTD) is a government initiative that’s set to transform the way sole traders and landlords manage and report their taxes. From 6 April 2026, MTD for Income Tax will become mandatory for individuals with a business or property income over £50,000. Under the new rules, you’ll need to keep digital records, use compatible software, and submit quarterly updates to HMRC, replacing the traditional once-a-year tax return with a more streamlined, real-time approach.

1 month ago | money.co.uk | Joe Phelan

Cybercrime is not a problem confined to multinationals or high-profile tech firms. SMEs across the UK are increasingly in the firing line, and many don’t even realise it until it’s too late. According to the UK Government’s Cyber Security Breaches Survey 2025, 43% of UK businesses and 30% of charities experienced a cyber breach or attack in the past year. The nature of the attacks is evolving fast, with phishing and impersonation attempts still the dominant threats.