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1 week ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Personify Financial legit? Yes, Personify Financial is a legitimate installment loan lender with an A+ rating on the Better Business Bureau (BBB) and hundreds of positive reviews. Loans are issued by either Personify Financial, a licensed lender, or First Electronic Bank, a Utah-chartered industrial bank, depending on where you live. It claims to have approved more than 440,000 loans to date. What makes Personify Financial shine?
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1 week ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is FinnFox legit? Probably not. FinnFox doesn’t appear to do much more than sell your information to third parties who may or may not provide you with a loan. Legitimate loan connection services are usually more transparent and offer a range of rates and a list of requirements you’ll need to qualify. FinnFox also has some conflicting information on its website and awkward wording that raises red flags about its legitimacy.
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3 weeks ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Shield Funding legit? Yes, Shield Funding — a brand owned and operated by New York-based Ascendancy Corp. — is a legitimate business loan broker founded in 2008. To date, it’s helped more than 2,500 businesses acquire funding to the tune of over $1 billion. It uses multiple measures to secure your data, including SSL encryption and authentication procedures to protect your information from theft, fraud or misuse.
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3 weeks ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Xact legit? Xact is a “real” lender, as a result of a partnership between CCBank, Member FDIC, based in Provo, Utah, and Axcess Financial, Cincinnati, Ohio. But its D rating with the Better Business Bureau (BBB) and the volume and nature of complaints may make you think twice before taking out a loan.
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1 month ago | 
finder.com | Lacey Stark |Megan B. Shepherd |Helen Conroy
Is Big Picture Loans legit? It depends on what you consider legit. Does Big Picture offer installment loans that are easy to qualify for? Yes. Does it charge rates up to almost 700%? Also yes. So, while Big Picture Loans isn’t a scam per say, its loan rates are high and it targets borrowers with few to no other options. Plus, it was involved in a class action lawsuit over its high rates and settled by paying $65 million.
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1 month ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Watching your team in the playoffs is a thrilling experience, but it can get pricey. Tickets alone could cost hundreds or even thousands of dollars. And if you have to travel to the game, get a hotel nearby and pay for food, drinks and other expenses, you could be looking at an expensive day. But setting a budget, planning ahead or looking into short-term financing options could make this dream a reality.
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1 month ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Advance America legit? Yes, Advance America is a legitimate lender that offers installment loans, payday loans, lines of credit and title loans to borrowers with bad credit. It’s been in business for more than 25 years, operates over 800 store locations across the country and has issued more than 157 million loans to date.
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1 month ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Quick2Lend legit? Yes, Quick2Lend is a real loan referral service that connects borrowers with lenders. But that doesn’t mean it’s your best option. It states on its website: “The compensation received (from lenders) may affect which offer you are presented with.” Basically, this means that rather than giving you an offer that best aligns with your credit, income and other qualifications, you’re being sold to the highest bidder.
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1 month ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Current is a banking app that offers cash advances along with other banking features, such as overdraft protection, credit building and investing tools. Advance amounts range from $50 to $750, and there are no interest charges or late fees. But if you’re looking for a new app, check out our top picks for apps compatible with Current. If you already have a Current account, your best option might be to use its Paycheck Advance feature to access up to $750.
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1 month ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Current legit? Yes, Current is a legitimate fintech company with banking services provided by Cross River Bank or Choice Financial Group. The company was founded in 2015 and has more than four million members to date. It uses reasonable administrative, technical and physical measures to safeguard your information from loss, theft or misuse, but notes that the internet isn’t 100% secure and it can’t guarantee the security of your data.
