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2 days ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Having less-than-perfect credit can reduce your options when you need a personal loan, and sometimes you need a loan in an emergency or to cover other expenses. Fortunately, both OneMain and Reprise are willing to work with people with bad credit, although one lender may be less expensive.
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2 days ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Cash Advance Now legit? Cash Advance Now is a real lender owned by the Fort Belknap Indian Community of the Fort Belknap Reservation of Montana, a federally recognized and sovereign American Indian Tribe, but that doesn’t make it legit. True legitimate lenders don’t charge 600% or 700% interest — they abide by state and federal laws that generally limit rates on loans to 36%. How Cash Advance Now compares to other lendersWhat is the Finder Score?
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3 days ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Chime legit? Yes, Chime is a legit fintech company and popular app founded in 2012. While it’s not a bank, its banking services are provided by either Bancorp Bank or Stride Bank, meaning your checking and savings accounts are FDIC insured up to $250,000. The company uses industry-standard encryption and other security measures to keep your information and your money safe.
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3 days ago | 
finder.com | Lacey Stark |Megan B. Shepherd
The truck transportation sector is in a high growth stage in Florida, according to TRIP, a nonprofit national transportation research organization. In fact, TRIP estimates that from 2022 to 2050, freight moved annually by trucks in Florida will increase 94% by value and 58% by weight. To support this growth, trucking and transportation businesses in Florida need access to a wide variety of business funding, such as commercial real estate loans, equipment financing, lines of credit and more.
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3 days ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Big Picture Loans is a tribal lender that offers installment loans up to $5,000. It accepts poor credit, has easy requirements to qualify and you could see funding as soon as the next business day. But its rates can go as high as 699%, and the best rate for first-time users is 250%. Plus, its loan terms only go up to 12 months. If you’re looking for better rates, longer terms or a larger loan — or all three — consider our top picks for loans like Big Picture Loans, only better.
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1 week ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is eLoanWarehouse legit? The company claims to be a tribal lender — Opichi Funds d/b/a eLoanWarehouse, a sovereign enterprise wholly owned and controlled by the Lac Courte Oreilles Band of Chippewa Indians. And it appears to offer installment loans. But there are multiple lawsuits against it, alleging that it’s involved in a “rent-a-tribe” scheme where it pays a fee to a tribe to use its name to get around state laws regarding maximum interest rates it can charge.
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2 weeks ago | 
finder.com | Lacey Stark
Having a relatively high income but a low credit score is a common scenario. Perhaps you had to rack up credit card debt for medical bills or living expenses before landing a big promotion. Or you’re a recent college graduate with a high-paying job but haven’t had time to establish your credit history and want to consolidate your private student loans. Since most lenders prioritize credit scores, getting a consolidation loan can be tough without the right score.
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2 weeks ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Lendr legit? Lendr appears to be a legitimate fintech company that offers merchant cash advances and invoice factoring to small businesses. But it seems odd there is no recent information about the company, making it look like it may no longer be in business. We checked review sites and social media, and the most recent posts are from 2022. Lendr returned our phone call and confirmed it’s still in business, but you may want to consider lenders with more recent customer reviews.
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2 weeks ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Is Pennie Financial legit? Despite some deep digging, we cannot confirm that Pennie Financial is a legitimate loan marketplace. It claims to have been founded in 2022, but we can’t find much information about it — beyond its website — and it doesn’t give out any contact information. It says it’s a loan marketplace, but based on the fine print, it merely takes your information and sells or shares it with third-party providers.
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2 weeks ago | 
finder.com | Lacey Stark |Megan B. Shepherd
Perpay is a buy now, pay later (BNPL) service that provides fee-free and interest-free financing. While it doesn’t state its maximum spending limit, you could qualify for up to $1,000 in purchasing power as soon as you sign up. You choose your payment amount based on how much time you want to pay it back. If you sign up for Perpay+, the company reports your payments to all three major credit bureaus, which can help boost your credit score.
