Laura Mossman

Dec 22, 2023 | moneytothemasses.com | Laura Mossman

Homeowners have the opportunity to save money by changing their existing mortgage and seeing if they can get a better remortgage deal with a different mortgage lender. In this article we look at how to remortgage your home and ensure you secure the best rate on your new mortgage deal. We are regularly encouraged to shop around for car insurance or holiday cover, but the same should also be true when it comes to your mortgage.

Dec 21, 2023 | moneytothemasses.com | Laura Mossman

A good credit score will usually mean you can get a wide range of credit cards, loans and mortgages, while a low credit score is a sign that getting the best deals may be tricky. The first step in managing your credit score is to know what exactly constitutes a "good" credit score according to the main credit reference agencies. You can then make the necessary changes to improve your score, or keep it in good shape if it is already high.

Dec 20, 2023 | moneytothemasses.com | Laura Mossman

Using Credit > Loans > What is Personal Contract Purchase (PCP) – and is it the best car finance option for you? By Laura Mossman4 min ReadPersonal Contract Purchase (PCP) is a type of car finance that allows you to spread the cost of the purchase over a period of time, before giving you the opportunity at the end of the deal to either pay a lump sum – known as a 'balloon payment'  – in order to keep the car, use any equity to start a PCP arrangement on a new car or walk away altogether.

Dec 19, 2023 | moneytothemasses.com | Laura Mossman

Banking > Barclays Premier Current Account Review: What are the benefits of switching? By Laura Mossman2 min ReadBarclays' fee-free Premier Current Account customers can access exclusive deals on mortgages, loans and savings accounts, as well as other benefits, such as a dedicated premier relationship team and the ability to earn Avios points.

Dec 18, 2023 | moneytothemasses.com | Laura Mossman

Student debt and sky-high tuition fees can feel like a huge financial obstacle. With the system in a seemingly constant state of political flux, it is essential to make sure you grasp the basics of what student loans are, how much you can borrow, and how you repay them once you leave university to help you manage your money. To make things more complicated, student loans work differently depending on where in the UK you are from and where you go to university.