Lucinda O'Brien

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Best instant access business savings accounts

2 weeks ago | money.co.uk | Joe Phelan |Lucinda O'Brien

Compare instant access business savings accountsFind the right fit for your cash flow. What is an instant access business savings account? An instant access (sometimes referred to as easy access) business savings account allows businesses to deposit and withdraw funds at any time, without prior notice or restrictions. These accounts provide quick, convenient access to your money, making them ideal for businesses that need to manage short-term cash flow fluctuations or build an emergency fund.
What Laneway reveals about Gen Z's online-offline paradox

Feb 19, 2025 | mumbrella.com.au | Matthew Leong |Lucinda O'Brien

Earlier this month, I joined 46,000 other Sydneysiders at Laneway Festival to finally experience our God-given right to a Brat Summer (and it’s the same but it’s down under so it’s not). In a time when Aussie summer festivals continue to get cancelled, and the live music scene feels like it’s crumbling around us, Laneway managed to sell out key cities within hours. So, what does this festival reveal about Australia’s chronically online Gen Z and their craving for real-life music experiences?
Meet Emma: the mum-of-three who works for the NHS and runs her own business

Jan 27, 2025 | money.co.uk | Lucinda O'Brien

Business name: The Speech ServiceIndustry: Speech and language therapy Founded in: 2018Top business product: Business current accountKey learning: “Running my own business means I can support even more people”Have you ever wondered whether you could use your skills to run a successful business? Well, that’s what Emma Flax did seven years ago. In 2018, Emma set up The Speech Service as she saw an opportunity to use her speech and language therapy skills to support adults and children.
Meet Lara: the founder of an eco pregnancy test that’s ready to disrupt the market

Jan 27, 2025 | money.co.uk | Lucinda O'Brien

Business name: HoopsyIndustry: HealthcareFounded in: 2022Top business product: Business bank accountKey learning: “You’ve got to be able to talk to people and put yourself out there.”People start a business for many different reasons, but for Lara Solomon, it was personal. Lara founded Hoopsy, which offers pregnancy tests that are 99% plastic-free, after going through IVF. She shares her story candidly when explaining her motivations for starting the business.
Hundreds of savings accounts have cut their interest rate after base rate drop

Aug 9, 2024 | money.co.uk | Lucinda O'Brien

The Bank of England’s decision to drop the base rate to 5% was bittersweet in many ways. It was good news for borrowers - as mortgage rates should now start to decrease, although providers have been slow to act on this…On the other hand, it was sad news for savers, as the drop would mean lower rates on savings accounts. Unsurprisingly, providers were much quicker to start dropping their rates here.
How to save for your summer holiday next year

Aug 6, 2024 | money.co.uk | Lucinda O'Brien

The summer holidays are still in full swing and our social media feeds are packed with travel moments from across the globe. But while it might feel like everyone is jetting off on holiday, there are still plenty of people that don’t have a budget for a summer holiday. If this sounds familiar then there is a way to turn this dream into a reality. The only catch is you might need to grab your passport next year.
How to make the most of high interest rates on savings as the base rate drops to 5%

Aug 1, 2024 | money.co.uk | Lucinda O'Brien

Today, the Bank of England’s monetary policy committee met again to discuss the base rate, and it was an anxious wait for both homeowners and savers. Remember, if the base rate remains high then it’s good news for savers as they can earn more interest on their savings. But if the base rate is cut, then it’s good news for homeowners as mortgage rates should also go down. Predictions this morning said there was a 60/40 chance of a cut, so it definitely felt like we were close to a base rate drop.
Why you need to act before August 1 to get high interest rates on savings

Jul 29, 2024 | money.co.uk | Lucinda O'Brien

Interest rates on savings accounts have been consistently high this year, as the base rate remained at 5.25%. The base rate has been stuck at this point since August 2023, after we saw consecutive rises from December 2021. Staggeringly, the last cut in the base rate was in March 2020. These increases and subsequent stability indicated good news for savers, as providers have offered rates above 5% on savings accounts - which is significantly higher than the current inflation rate of 2%.
Is the 50/30/20 budgeting technique still realistic for savers?

Jul 16, 2024 | money.co.uk | Lucinda O'Brien

Saving money each month is a rewarding habit, as it helps with unexpected expenses and makes long-term financial goals a reality. However, it’s also something that can be easier said than done, especially as we’re still in the middle of a cost of living crisis. Rising bills and food costs have put a strain on everyone’s budgets, meaning there is less money to save each month. We recently surveyed* people about savings in 2024, and the results reflected the UK’s current financial situation.
How to make your travel money go further

Jul 15, 2024 | uswitch.com | Lucinda O'Brien

Holidays are one of life’s greatest pleasures, but they can come with a hefty price tag. The good news is there are ways to reduce the cost, as travel sites compete for new customers by offering cheap deals on flights and accommodation. However, expenses while you’re on holiday should also be taken into account. So, let’s look at how to make the most of your travel money. The following tips will help you to focus on relaxing, rather than worrying about your savings account.