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Feb 14, 2025 | 
a16z.com | Seema Amble |Eric Zhou |Marc Andrusko
No company loves their enterprise resource planning system (ERP). So why are ERPs the way they are, and why is now the right time for them to change?
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Jan 30, 2025 | 
a16z.com | Marc Andrusko |Seema Amble |Angela Strange
In the January 2025 Fintech newsletter, we break down the rise of vertical AI in accounting, big ideas for 2025 in fintech, and market intel.
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Sep 13, 2024 | 
a16z.com | Angela Strange |Marc Andrusko |Dileep Thazhmon |Santiago Suarez
We believe every white-collar role will have an AI copilot. Some of these roles will be fully automated with AI agents. While incumbents are often slow to respond to changes in technology (there’s a reason why the average tenure of an organization in the S&P 500 has fallen from 35 years in the 1970s to less than 20 years today!), the most natural place for these copilots and agents to live is the incumbent workflow or system of record (e.g., sales agents launched from Salesforce).
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Sep 2, 2024 | 
americanentrepreneurship.com | Jeanne Gray |Marc Andrusko
While stealth has its competitive advantages for startups, investors must find ways to identify early the business models under development. Entrepreneurs are seizing opportunities to automate business processes using AI. Stealth mode startups, Sofie Labs and Bland AI, are just two of many launching AI platforms offering efficiencies unachievable before AI. The former targets the sale process and the latter enterprise phone calls.
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Aug 22, 2024 | 
a16z.com | Alex Rampell |Marc Andrusko |Angela Strange |Anish Acharya
For centuries, the biggest goal of science was alchemy — to turn lead into gold. It turns out this is actually possible in nuclear physics and is called transmutation. Bombard mercury with neutrons in a nuclear reactor or particle accelerator…and presto! Gold. Today, thanks to AI, we are witnessing potentially the greatest transmutation in history. Software becomes labor. It’s the new E=MC2. Capital buys coffee, engineers, and GPUs. Out comes code that takes the role of labor.
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Jul 31, 2024 | 
a16z.com | Zeya Yang |Marc Andrusko |Angela Strange |Anish Acharya
The battle between every startup and incumbent comes down to whether the startup gets distribution before the incumbent gets innovation. In sales tech, it’s easy to assume incumbents like Salesforce and Hubspot have the edge. First, they are embedded as “systems of record,” so sales leaders are loath to rip them out and replace them.
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Jun 26, 2024 | 
localogy.com | Charles Laughlin |Marc Andrusko
.There are certain incessant questions raised by generative AI. Where will advancements in AI plug existing holes in workflows? And where will it create disruptions in the labor market? A new article from two partners at the VC firm Andreeessen-Horowitz (or a16z if you must), argues that Generative AI is poised to unleash a wave of disruption on cloud accounting.
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Apr 30, 2024 | 
a16z.com | David Haber |Melissa Wasser |JJ Yu |Marc Andrusko
ABOUT IN THE VAULT “In the Vault” is a new audio podcast series by the a16z Fintech team, where we sit down with the most influential figures in financial services to explore key trends impacting the industry and the pressing innovations that will shape our future. Follow this show on our podcast feed so you don't miss an episode.
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Apr 30, 2024 | 
a16z.com | David Haber |Melissa Wasser |JJ Yu |Marc Andrusko
ABOUT IN THE VAULT “In the Vault” is a new audio podcast series by the a16z Fintech team, where we sit down with the most influential figures in financial services to explore key trends impacting the industry and the pressing innovations that will shape our future. Follow this show on our podcast feed so you don't miss an episode.
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Jan 30, 2024 | 
a16z.com | David Haber |Marc Andrusko |Michelle Volz |Angela Strange
As students of financial markets, we’re keenly interested in moments of inflection which alter market structure, spawn dominant new institutions, and catalyze the growth of new asset classes. Historically, these shifts have been driven by both technology and policy change – think microprocessors and the deregulation of fixed income trading commissions in the 1970s.
