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2 weeks ago | 
realestate.usnews.com | Maurie Backman |Dawn Bradbury |Liisa Rajala
Key Takeaways: Arches lend a more organic design feel, and they’re becoming increasingly popular. Arches can be incorporated into doorways, landscaping and more. They can be challenging to work into home design, but with the right professional, that’s not an issue. When we think of arches, our minds may conjure up images of classic Greek structures or dramatic Gothic buildings. But it’s not just ancient architecture where you might find an archway or two.
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3 weeks ago | 
moneywise.com | Phil Osagie |Chris Clark |Maurie Backman |Vawn Himmelsbach
Coming into $1 million is a financial milestone — but figuring out how to invest it wisely is what really matters. Your investment strategy should reflect whether you want to grow your wealth, preserve it, generate steady income or whatever your goals are.
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3 weeks ago | 
moneywise.com | Maurie Backman |Em Norton
The financial implications Selling your home could put a pile of cash in your pocket if you have equity. But you could also end up with a tax bill on your hands. There's a capital gains tax exclusion of $250,000 for single tax-filers and $500,000 for joint filers for people who sell their homes. You should qualify if the house was your primary residence and if you owned it for at least two years before selling it.
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3 weeks ago | 
moneywise.com | Maurie Backman |Serah Louis
How interest rates and tariffs affect the economy Both interest rates and tariffs can have a notable impact on the U.S. economy. Interest rates dictate how much it costs consumers to borrow money. They also determine how much it costs companies to borrow money to finance operations. When interest rates are higher, consumers tend to spend less. It's for this reason that the Federal Reserve tends to raise interest rates during periods of higher-than-average inflation.
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3 weeks ago | 
moneywise.com | Maurie Backman
The benefits of stocks vs. bonds in retirement Having both stocks and bonds in your retirement portfolio offers distinct advantages. While stocks carry more risk, they also tend to deliver stronger returns. Since 1926, U.S. stocks have averaged an annual return of around 10%, whereas bonds have typically returned 5% to 6%. Maintaining stocks in your portfolio is important because you want your money to continue growing during retirement.
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4 weeks ago | 
moneywise.com | Vawn Himmelsbach |Emma Caplan-Fisher |Maurie Backman |Chris Clark
Given Nike's global brand recognition and dominance in the athletic apparel space, it's no surprise that many investors are curious about how to buy Nike stock and whether it's a smart addition to their portfolio.
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4 weeks ago | 
moneywise.com | Maurie Backman
“That set off the red flag” The Randolph property Shaw was being asked to sell was actually owned by a couple from Texas. When the driver's licenses arrived, they had the names of the real owners, but the wrong addresses. Those IDs turned out to be totally fake. "Everything looked fine," Shaw said. She listed the land and received multiple offers, and no one had any reason to believe there was a scam at play. "No one suspected it, not the attorneys, not myself, not the title company," she said.
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4 weeks ago | 
moneywise.com | Maurie Backman
The importance of investing early One reason many people end up with little savings by the time they retire is that they don’t start early enough. But at 32, you have one huge thing going for you — time. The sooner you start investing, the more time your wealth has to grow. So, it’s important to take advantage of your age. Let’s imagine you start contributing $500 a month toward retirement at age 32, and you continue to do so until age 67.
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1 month ago | 
moneywise.com | Maurie Backman
Health insurance options in retirement — and what they might cost Many people lose their health insurance when they retire since it's often tied to their jobs. This is something to consider carefully if you're retiring before age 65 since Medicare won't be available to you yet. If a spouse is still working, consider getting onto their health insurance plan. But if that's not an option, you may need private health insurance or a Health Insurance Marketplace plan if you’re not yet 65.
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1 month ago | 
moneywise.com | Maurie Backman |Serah Louis
Set a realistic budget A recent survey found that 74% of Americans have a monthly budget. That’s good news. But, of those with a monthly budget, 84% tend to exceed it. That's not so good. This is why it’s not enough to just have a budget. Rather, you need a realistic budget. If your budget leaves you relying on credit or with zero room to spend money on leisure and activities, it’s probably not working and you need to assess if you’re living within your means.
