MoneyWise.com

MoneyWise.com

At Moneywise, we see financial empowerment as a journey rather than just a destination. Our committed team of financial professionals, tech specialists, and content creators works hard to provide you with reliable, useful, and engaging financial information. Our goal is to help individuals reach financial stability and growth by breaking down the complicated world of finance into simple, actionable insights.

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Fraudsters Are Using a $20 ‘Distraction’ Scam To Steal Thousands of Dollars From Victims - Nearly $5,000 Drained From 1 la Teacher’s Bank Account. Here’s How the ‘Huge Violation’ Went Down | Moneywise

3 days ago | moneywise.com | Victoria Vesovski

Be on the lookout don’t come with flashing red lights, they come with kindness and confusion. These types of scams are built on flustering you just enough to make you vulnerable. This involves a stranger creating a diversion — like insisting you dropped a $20 bill — while an accomplice steals something like your wallet or debit card. According to the Federal Trade Commission, Americans lost over $12.5 billion to fraud in 2024, a 25% increase from the year before.
Raising Cane’s CEO Todd Graves Turned a Rejected Chicken Finger Idea Into a Billion-Dollar Empire. Here’s the 1 Key Value He Harnessed for Success and How You Can ‘Live It Every Day’ Too | Moneywise

3 days ago | moneywise.com | Victoria Vesovski

Invest in yourself Before Raising Cane’s became a billion-dollar brand, Graves was just another scrappy dreamer with a chicken-finger vision and no one willing to fund it. Banks said no. Investors passed. A college professor gave his business plan the lowest grade in class. But Graves didn’t let a few Fs and financial gatekeepers deep-fry his dream. To fund his vision, he rolled up his sleeves and got to work.
'Going to be working until I’m 85': Nevada residents are facing a whooping $1.3M HOA bill to fix their community’s failing water system. What happens if they can't afford to pay?

3 days ago | moneywise.com | Sarah Li-Cain

What was in the HOA letter? A copy of the HOA letter sent was shared with KTNV, it revealed that homeowners had requested the board to get a quote from a plumbing company to replace the 73 lateral waterlines still causing issues. The explanation for the request was from a February HOA meeting, when it was suggested that getting the failing water system replaced all at once could offer the most “cost-effective” solution.
La County Is Forming a New $1 Billion Homelessness Department - Despite Warnings of a ‘Massive Disruption.’ Here’s Why the Move Marks a ‘Seismic Change’ for the City’s Homeless Crisis | Moneywise

3 days ago | moneywise.com | Sarah Li-Cain

More details on the ruling Created in 1993, LAHSA aimed to help address homelessness in the area, and is the lead agency in the Los Angeles Continuum of Care program that's funded by the Department of Housing and Urban Development (HUD). The program offers housing, shelter and other related services for the homeless through its 100 partner agencies.
Sophisticated con artists aren’t just using AI and deepfake technology to steal your identity and money — global fraudsters posing as U.S. job seekers are out to steal jobs and salaries too

1 week ago | moneywise.com | Danielle Antosz

The tricks of the deepfake trade Fraudulent candidates now use a range of generative AI tools to scam their way through nearly every part of the hiring process. AI can fabricate photo IDs, generate polished LinkedIn profiles and even simulate real-time answers in video interviews. Some scammers use remote desktops to route their traffic through the U.S., making it appear as if they’re logging in from within the country. These scammers aren’t just stealing jobs.
Trump Wants To ‘Make America’s Showers Great Again’ - but Water Bills Are Boiling Over in Parts of the Country. 5 Ways To Save on Your Water Bill

1 week ago | moneywise.com | Vawn Himmelsbach

Where water prices are rising The average American uses about 82 gallons of water every day, and the average family spends more than $1,000 on water every year, according to the EPA. The Bank of America recently spotted that water bills are rising much faster in certain states. Last year, water bills in the Mid-Atlantic, Pacific, and West North Central regions rose faster than the national rate.
Here are the top 6 signs that ‘scream’ you’re pretending to be upper class in America, says The Ramsey Show. How many apply to the people around you?

1 week ago | moneywise.com | Vishesh Raisinghani

Sign 1: Flashy designer brands Many consumers are buying fashion they can’t afford. Roughly 51% of Americans surveyed by LendingTree last year said they overspent to impress others, with 29% of them saying they wanted to feel successful. The most common way to achieve this feeling, for 19% of respondents, was to spend on clothes, shoes and accessories. However, this perception of luxury brands and expensive clothing is an illusion.
‘It’s Dangerous’: A California Family’s House Is Badly Damaged After the 2024 Wildfires - but Their Insurer Won’t Pay for Cleanup Because of a Technicality. How To Handle Denied Claims | Moneywise

1 week ago | moneywise.com | Danielle Antosz

Couple takes legal action With their insurance claims rejected, Yates and Proctor are now suing the California FAIR Plan Association and the insurance companies that fund it. The FAIR Plan, which stands for Fair Access to Insurance Requirements, is California's fire insurance backstop — designed for homeowners and businesses in high-risk areas that can’t get traditional insurance coverage.
Looking Beyond the Horizon - How To Break Free From Nosediving Airline Loyalty Programs and Chart a Smarter Course for Earning Travel Rewards

1 week ago | moneywise.com | Christy Bieber

Airline loyalty programs are losing value A recent report from IdeaWorksCompany highlights just how much airline loyalty programs have declined. According to the report, the average cost of award seats on six major airlines has risen 36% since 2019, making miles worth far less. Airline mergers have also contributed to lost or devalued miles. Earning miles has become less advantageous, too.
A Scammer Stole $800K From a Florida School Board by Faking a Vendor Email - ‘This Email… Looked Exactly Like What the Vendor Would’ve Sent’ - Here’s How To Protect Your Business | Moneywise

1 week ago | moneywise.com | Danielle Antosz

How the scam worked According to the Citrus County Sheriff’s Office, the fraudster copied the vendor’s email address and made it look nearly identical to the real one. They also included a fake bank account number for payment. The scam worked because the email was so well-crafted that it didn’t raise immediate red flags.

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