Melinda Huspen

New York

Technology Writer at American Banker

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Articles

What we learned at this year's Digital Banking Conference

2 weeks ago | americanbanker.com | Melinda Huspen |Chana Schoenberger |Penny Crosman |Carter Pape

The future of banking was the overarching theme of American Banker's Digital Banking Conference this week. Digital trends such as open banking, artificial intelligence and decentralized finance are accelerating the democratization of financial services. This shift, in turn, is helping banks meet customer demand for cheaper, faster and more personalized digital financial products.
What we learned at this year's Digital Banking Conference

2 weeks ago | today.westlaw.com | Melinda Huspen |Chana Schoenberger |Penny Crosman |Carter Pape

The future of banking was the overarching theme of American Banker's Digital Banking Conference this week. Digital trends such as open banking, artificial intelligence and decentralized finance are accelerating the democratization of financial...
KeyBank expands Qolo partnership with minority investment

2 weeks ago | americanbanker.com | Melinda Huspen

BOCA RATON, Fla. — Key Bank has taken a minority investment in Qolo, an omnichannel card and payment fintech, the bank said Monday at American Banker's Digital Banking conference. "For the past 10 years we've developed this muscle around fintech partnerships," Diana Welch Howell, head of alternative and fintech strategies for KeyBank's commercial bank, said in a panel discussion at the conference.
KeyBank expands Qolo partnership with minority investment

2 weeks ago | today.westlaw.com | Melinda Huspen

BOCA RATON, Fla. — Key Bank has taken a minority investment in Qolo, an omnichannel card and payment fintech, the bank said Monday at American Banker's Digital Banking conference. "For the past 10 years we've developed this muscle around fintech...
Andrea Finan's journey from sports to J.P. Morgan: The Climb

3 weeks ago | americanbanker.com | Melinda Huspen

When Andrea Finan got a call from J.P. Morgan Wealth Management CEO Kristin Lemkau, she wasn't initially looking to change jobs. "I had been at Goldman Sachs for 18 years," Finan told American Banker. "I had lots of different experiences and lots of doors that continued to open for me there. I took the call, which indicates something, but I wasn't really looking at the time." One call turned into another, then some introductions, then an offer.
How banks are getting their data ready for open banking

3 weeks ago | americanbanker.com | Melinda Huspen

Anyone who has attempted to import multiple sets of data into a spreadsheet knows how important it is for shared datasets to have common formatting standards. What's true for Microsoft Excel is even more true for bank account information. The Consumer Financial Protection Bureau had finalized an open banking rule that would mandate the sharing of consumer financial information across different apps.
How banks are getting their data ready for open banking

3 weeks ago | flipboard.com | Melinda Huspen

1 day agoIn leaping to defend the Trump Administration, the Court conveniently ignored a long-established precedent that prevented Presidents from firing independent-agency heads at will. In July, 1933, several months into President Franklin D. Roosevelt’s first term, he wanted a bureaucrat named William E. …
Andrea Finan's journey from sports to J.P. Morgan: The Climb

3 weeks ago | today.westlaw.com | Melinda Huspen

When Andrea Finan got a call from J.P. Morgan Wealth Management CEO Kristin Lemkau, she wasn't initially looking to change jobs. "I had been at Goldman Sachs for 18 years," Finan told American Banker. "I had lots of different experiences and lots of...
How banks are getting their data ready for open banking

3 weeks ago | today.westlaw.com | Melinda Huspen

Anyone who has attempted to import multiple sets of data into a spreadsheet knows how important it is for shared datasets to have common formatting standards. What's true for Microsoft Excel is even more true for bank account information.
Nubank's Under-18 accounts teach kids financial basics

3 weeks ago | americanbanker.com | Melinda Huspen

Managing money is a skill that everyone needs to learn. As parents look for ways to teach their kids financial literacy, one digital bank is building a type of kid's banking account with the whole family in mind. Nubank, a Brazilian neobank, is expanding banking access to Latin American kids and teenagers with its Under 18 accounts.