Natalie Todoroff

Writer at Bankrate

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Articles

Rising Construction Costs May Leave You UnderInsured

Jan 23, 2025 | bankrate.com | Natalie Todoroff |Jessa Claeys

If reviewing your home insurance policy isn’t on your financial checklist, now might be a good time to add it. Although inflation has slowed, rebuilding costs increased from 2023 to 2024, according to a recent analysis from Verisk. Costs are expected to keep rising until at least April 2025. If you haven’t checked on your home insurance policy in a while, these higher prices could leave you in a financial bind if you need to file a claim.
How Los Angeles Fire Victims Can Access Home Insurance Resources for Evacuation

Jan 10, 2025 | bankrate.com | Natalie Todoroff |Amelia Buckley

In a video posted to X (formerly Twitter) Tuesday evening, California Gov. Gavin Newsom stated: “This time of year has not traditionally been fire season, but now we disabused any notion that there is a season… It’s year-round in the state of California.”Five wildfires are currently raging across Los Angeles, fueled by the ferocious, up-to-100-mph Santa Ana Winds. Around 10:30 a.m. on Jan. 7, a brushfire sparked in Pacific Palisades.
What Is Dwelling Coverage in Homeowners Insurance?

Dec 2, 2024 | bankrate.com | Natalie Todoroff

All homeowners insurance policies are made up of several different coverage types, one of which is dwelling coverage. The dwelling coverage portion of a policy covers your home’s physical structure, including the roof, walls and foundation. Don’t confuse it with dwelling insurance, better known as a dwelling fire policy — that’s a whole different type of insurance form for property that you own but don’t live in full-time.
Surprising Things Your Homeowners Insurance Covers

Nov 18, 2024 | southfloridareporter.com | Natalie Todoroff

Written by , Edited by Maggie KempkenYour homeowners insurance coverage can help protect your hard-earned money in ways you might not even realize, including covering the cost of a lawsuit, hotel expenses, meteorite damage and more. You’re not limited to just what’s in your policy. For more protection, you can purchase coverage add-ons, called endorsements. Sometimes your home insurance even covers things that happen when you’re not at home.
How to Regain Independence After Experiencing Domestic Violence

Nov 11, 2024 | bankrate.com | Natalie Todoroff |Jessa Claeys

Each minute in the U.S., an average of 24 people are physically abused or stalked by an intimate partner. That is more than 12 million people per year. Sometimes, leaving an abusive situation is only half of the battle — especially for those who live with their abuser. Survivors of domestic violence may struggle to secure housing once they are out on their own.
Driving vs. Flying for the Holidays

Oct 30, 2024 | bankrate.com | Natalie Todoroff |Jessa Claeys

Key takeaways 28% of U.S. adults traveling for the holidays are driving instead of flying due to inflation. (Bankrate 2024 Holiday Travel Survey)8% of Americans plan to fly for Thanksgiving, and 14% plan to fly for the December holidays. (Bankrate 2024 Holiday Travel Survey)Your car insurance policy will cover you if you drive to a different state or Canada, but you’ll need special coverage for a road trip to Mexico.
How To Insure a Van You Live In

Oct 28, 2024 | bankrate.com | Natalie Todoroff |Lisa McArdle

Owning a home is a major financial feat, but the goalpost seems to keep moving further out of reach. Bankrate’s Home Affordability Report found that 78 percent of Americans consider owning a home a part of the American Dream, which is more than the number who felt the same way about other goals, like being able to retire or having a successful career. The same survey found that more than half (56 percent) of non-homeowners cite insufficient income as the reason they don’t own a home.
California FAIR Plan Insurance: What It Is and How It Works | Bankrate

Oct 21, 2024 | bankrate.com | Natalie Todoroff

Home insurance in California is not legally required, but if you have a mortgage on your home, your lender might require you to purchase coverage. Even if your mortgage is paid off, buying homeowners insurance in California is a good investment.
Trick or Treat: How Your Home and Auto Policies Protect You From Vandalism and Other Pranks

Oct 18, 2024 | bankrate.com | Natalie Todoroff |Lisa McArdle

The scariest things during Halloween aren’t gory costumes or the prospect of getting a toothbrush in your trick-or-treat bag — it’s the uptick in crime. The night before Halloween is colloquially known as “devil’s night” or “mischief night” (and even “cabbage night”), and its origins date back to 18th century Britain.
How to Switch Home Insurance Companies

Oct 17, 2024 | bankrate.com | Natalie Todoroff |Mariah Posey |Mark Friedlander

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. There are many reasons to potentially switch insurance carriers when assessing your homeowners insurance policy. Perhaps another carrier offers an endorsement that your current carrier doesn’t offer.