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Jan 9, 2025 | 
bankrate.com | Shannon Martin |Lisa McArdle
Personal injury protection (PIP), medical payments and uninsured motorist coverage typically cover the cost of ambulance rides from car accidents. Personal injury protection and medical payments coverage from your auto policy can pay for an ambulance ride if you are struck by a car as a pedestrian. In situations where there is overlapping insurance coverage, PIP or medical payments are usually the main sources of coverage for medical expenses.
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Nov 19, 2024 | 
bankrate.com | R.E. Hawley |Lisa McArdle
For generations, teens have been considered the most dangerous drivers on the road. But Gen Z (those born between 1997 and 2012) might be the first generation of teens to challenge that stereotype. Since 2012, when the first Gen Z teens got their permits, teenage drivers have seen fewer fatal crashes than any previous generation. Despite unprecedented levels of distraction from smartphones and social media, teens today are less likely to get into a serious car accident than ever before.
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Nov 1, 2024 | 
bankrate.com | Shannon Martin |Lisa McArdle
For over two years, Americans have been on an economic roller coaster — passengers on a ride we never wanted, desperately clinging to the safety bar as we twist, turn and catapult through price surges and uncertainty. However, September 2024’s inflation numbers suggest this ride may be approaching a soft landing instead of a free fall.
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Oct 28, 2024 | 
bankrate.com | Natalie Todoroff |Lisa McArdle
Owning a home is a major financial feat, but the goalpost seems to keep moving further out of reach. Bankrate’s Home Affordability Report found that 78 percent of Americans consider owning a home a part of the American Dream, which is more than the number who felt the same way about other goals, like being able to retire or having a successful career. The same survey found that more than half (56 percent) of non-homeowners cite insufficient income as the reason they don’t own a home.
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Oct 18, 2024 | 
bankrate.com | Natalie Todoroff |Lisa McArdle
The scariest things during Halloween aren’t gory costumes or the prospect of getting a toothbrush in your trick-or-treat bag — it’s the uptick in crime. The night before Halloween is colloquially known as “devil’s night” or “mischief night” (and even “cabbage night”), and its origins date back to 18th century Britain.
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Oct 4, 2024 | 
bankrate.com | Shannon Martin |Mark Friedlander |Lisa McArdle
Written by Edited by Reviewed by How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content.
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Oct 1, 2024 | 
bankrate.com | Shannon Martin |Mark Friedlander |Lisa McArdle
Have you ever been in a fender bender or at a routine traffic stop, and suddenly, you can’t remember where your insurance ID card is or when the last time you made your auto insurance payment was? That feeling happens to all of us, even if we have never missed a payment. Car insurance is also known as proof of financial responsibility, and it is our responsibility as licensed drivers to maintain continuous coverage or risk facing expensive consequences.
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Oct 1, 2024 | 
bankrate.com | Ashlyn Brooks |Lisa McArdle
The school year is underway across the U.S., and with that, safety in school zones becomes a priority for parents and communities. Take Texas, for example: in 2023 alone, 748 traffic crashes occurred in school zones, tragically resulting in one death and 14 serious injuries. While Texas is just one example, states nationwide may experience similar — or even more severe — statistics as children head back to school.
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Sep 23, 2024 | 
bankrate.com | Mary Van Keuren |Lisa McArdle
No one looks forward to car accidents, but they can happen to the best of drivers. One of the most challenging accidents is the hit-and-run, when one party leaves the scene without exchanging information or checking to see if anyone is injured. A hit-and-run in New Hampshire is illegal, as it is in most places in the U.S. If you have experienced a hit-and-run in New Hampshire, Bankrate created this guide to help you know what you should do and how it may impact your car insurance.
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Sep 6, 2024 | 
bankrate.com | R.E. Hawley |Lisa McArdle
Communal life on college campuses encourages sharing — but cars might be an exception. While lending out your car to a friend who needs to make a Target run might seem like a non-issue, car sharing among college students can run up the risk factors that make insurance expensive for young drivers. If you or your child are considering bringing a car to campus and sharing it with friends, it’s important to understand and prepare for the risks involved.
