-
Apr 30, 2024 | 
financederivative.com | Nicholas Holt
By Nicholas Holt, Head of Solutions and Delivery, Europe, MarqetaNew technologies harnessed by fintechs and the current trend for personalisation in payments are set to shake up banking. For instance, in the UK there are currently52 different card providers. These range from traditional banks and building societies to fintech start-ups with a few familiar consumer brands. In much the same way, any brand could also become a card provider.
-
Feb 29, 2024 | 
finextra.com | Matt Ryan |Chirag Shah |Nicholas Holt |Quentin Colmant
As in other industries, the explosion of generative AI has forced the financial services sector to quickly adapt while riding a wave of regulatory and ethical questions. How will banks, insurers and other financial firms balance the risks and rewards of
GenAI and other transformative tech in 2024?
Polling my team of experts across risk, fraud and compliance, it’s clear the industry is still feeling the reverberations of 2023’s bank failures.
-
Feb 28, 2024 | 
finextra.com | Boris Bialek |Mousser Rahmouni |Darya Lyhach |Nicholas Holt
In 2024, digital banks continue to rise, drawing in customers with their innovative services. Leading digital banks such as Chime, Current, and Varo
report significant increases in both customer numbers and deposit volumes.
The competitive landscape is intensifying as technology giants and traditional banks unveil their digital banking solutions, including Google Plex, Amazon's collaboration with Goldman Sachs on Marcus, and JP Morgan's Finn app.
-
Feb 28, 2024 | 
finextra.com | Nicholas Holt |Quentin Colmant |Tejasvi Addagada |José Pierre
News in your inbox
For Finextra's free daily newsletter, breaking news and flashes and weekly job board.
Channels
Group
External | what does this mean? This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
Fintech has evolved radically in the last few years, thanks in no small part to artificial intelligence (AI) and machine learning (ML).
-
Feb 28, 2024 | 
finextra.com | Boris Bialek |Mousser Rahmouni |Darya Lyhach |Nicholas Holt
Open banking, also known as open finance, is transforming the banking industry with financial institutions embracing greater transparency and collaboration, while also driving product innovation. In fact, the number of individuals utilising open banking
services is expected to reach – a trend which is already stimulating competition, and encouraging more partnerships between traditional banks and fintech companies.
-
Feb 26, 2024 | 
finextra.com | Darya Lyhach |Nicholas Holt |Steve Rose |Priya Kumari
Revolutionising the landscape for merchants,
Volume has announced their latest innovation: One-Click Verification. Similar to Volume's groundbreaking One-Click check out, this unparalleled solution addresses the critical need for merchants, such as iGaming, Money Remittance, Crypto, Fintechs and other
businesses, to streamline age verification and ensure the authenticity of user data in compliance with regulatory standards.
-
Feb 26, 2024 | 
finextra.com | Nicholas Holt |Steve Rose |Priya Kumari |Ron Kaine
As we venture into 2024, the mobile payment landscape continues to evolve at an unprecedented pace, driven by technological advancements and shifting consumer behaviors. This article explores the key trends shaping the future of mobile transactions, offering
a glimpse into how businesses and consumers adapt to these changes.
1. The Surge of Smartphone Usage and Its Impact
The growing adoption of smartphones is a significant driver for mobile payments.
-
Jan 17, 2024 | 
finextra.com | Anish Kapoor |Craig Farley |Joris Lochy |Nicholas Holt
A year ago, Finastra’s State of the Nation research identified BaaS and embedded finance as technological trends disrupting the financial services industry. Our latest research
shows these technologies continue to grow in significance, with financial services organizations adopting them in significant numbers.
-
Jan 12, 2024 | 
finextra.com | Anish Kapoor |Craig Farley |Joris Lochy |Nicholas Holt
The new year brings interesting areas to understand and prepare for, especially if your business is positioned to take advantage of innovation in payments. By no means exhaustive, here are some developments in the FinTech sector I think will be worth watching
in 2024.
Payment rails development:
The infrastructures behind different payment solutions need to begin interacting.
-
Jan 11, 2024 | 
finextra.com | Nicholas Holt |David Hensley |Donica Venter
The landscape of brand-customer relationships has shifted dramatically over the past few years, and there’s no question that customers today wield unprecedented power in this space, demanding more than ever from the financial brands with which they interact. Indeed, expectations are at an all-time high, particularly in the customer experience (CX) arena, where customers expect excellent quality service, whenever and however they want.
