Ravi Ghelani's profile photo

Ravi Ghelani

London

Content Producer and Writer at Which?

Articles

  • 6 days ago | which.co.uk | Ravi Ghelani

    Most life insurance policies pay out – but not all. In 2023, 96.7% of life insurance claims in the UK were approved, according to the Association of British Insurers. While most claims go through without issue, there are still a few simple mistakes that can lead to delays, or in some cases, a rejected payout. Once that happens, there may be little your family can do to change the outcome. Here are eight common mistakes to avoid to help ensure your policy pays out when it’s needed most.

  • 2 weeks ago | which.co.uk | Ravi Ghelani

    By clicking a retailer link you consent to third-party cookies that track your onward journey. This enables W? to receive an affiliate commission if you make a purchase, which supports our mission to be the UK's consumer champion. Over £100m was paid out in protection claims in 2024 - a 68% increase compared with the previous year, according to LifeSearch, an independent broker. Overall, the number of claims settled increased by 35% compared to 2023.

  • 3 weeks ago | which.co.uk | Ravi Ghelani

    Life insurance costs an average of £29.26 a month, according to the insurance broker LifeSearch, which looked at over 134,000 policies sold in 2024. But are you paying more than you need to? We look at the most common reasons your premiums might be higher than necessary, and how to keep costs down in 2025. Choose life insurance, health insurance, income protection and/or critical illness cover via LifeSearch and get a £50 John Lewis gift card.

  • 1 month ago | which.co.uk | Ravi Ghelani

    From buckled wheels to broken suspension springs, potholes are leaving drivers with serious repair bills. According to the RAC, breakdowns caused by potholes rose by 19% in the first three months of 2025. Between January and March, it recorded more than 9,400 callouts for suspension failures, wheel damage and other problems linked to poor road surfaces –  up from 7,900 during the same period last year.

  • 1 month ago | which.co.uk | Ravi Ghelani

    By clicking a retailer link you consent to third-party cookies that track your onward journey. This enables W? to receive an affiliate commission if you make a purchase, which supports our mission to be the UK's consumer champion. Motor insurers paid out a record £11.7bn in car insurance claims last year, according to the Association of British Insurers (ABI). But just because cover is there, doesn’t mean it’s always worth using.

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