Ravi Ghelani

6 days ago | which.co.uk | Ravi Ghelani

By clicking a retailer link you consent to third-party cookies that track your onward journey. This enables W? to receive an affiliate commission if you make a purchase, which supports our mission to be the UK's consumer champion. The cheapest cars to insure in 2025 are costing drivers as little as £282 a year, according to new figures from GoCompare.

2 weeks ago | which.co.uk | Ravi Ghelani

Many of us buy travel insurance by getting a quote from a comparison site, then picking from the three to four cheapest policies. But good luck finding a Best Buy policy among them. Best Buy travel insurance provides a high level of cover, reducing the chances you'll have an expensive accident abroad that you won't be able to claim for. Just 22 of the 153 policies we analysed earlier this year made the cut, with price not being considered.

2 weeks ago | which.co.uk | Ravi Ghelani

Life insurance is there to support your loved ones financially if you die – helping to cover major costs like mortgage payments, childcare and day-to-day living expenses. But just 43% of people in the UK have enough life insurance cover, according to a new analysis by financial services firm Hargreaves Lansdown. The gap is widest for those who often need it most. Only 36% of mortgage holders and 30% of couples with children have enough protection. For single parents, it’s just 10%. Here, Which?

3 weeks ago | which.co.uk | Ravi Ghelani

Most life insurance policies pay out – but not all. In 2023, 96.7% of life insurance claims in the UK were approved, according to the Association of British Insurers. While most claims go through without issue, there are still a few simple mistakes that can lead to delays, or in some cases, a rejected payout. Once that happens, there may be little your family can do to change the outcome. Here are eight common mistakes to avoid to help ensure your policy pays out when it’s needed most.

1 month ago | which.co.uk | Ravi Ghelani

By clicking a retailer link you consent to third-party cookies that track your onward journey. This enables W? to receive an affiliate commission if you make a purchase, which supports our mission to be the UK's consumer champion. Over £100m was paid out in protection claims in 2024 - a 68% increase compared with the previous year, according to LifeSearch, an independent broker. Overall, the number of claims settled increased by 35% compared to 2023.